
purpleleo
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Not sure whether this is the correct forum but some 11 months after I requested a copy of my credit agreement under the CCA 1974, and paid the requisite fee, the DCA has provided this and are threatening to obtain a CCJ. I’ve read that they have committed an offence by failing to provide the documents within. 12 + 2 days but wonder whether anyone can give me some advice. I stopped paying when they couldn’t provide the copy as requested. Thank you
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Advice please. I've received a number of charge notices where my vehicle was allegedly parked without authorisation. I appealed the charges. The appeals were denied. I then used the arbritration service and succeeded in having several charges cancelled prior to arbritritor involvement . But the operator insists the remainder are due ( puzzling as the facts are the same) a lthough I have produced a copy of a receipt showing I was using the retail premises on the days in question The operator says I left the car park and 'had told me not to' which is untrue. should I refer the matter for arbritration and if so what is the remit of the arbritratior. Thank you
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Credit card debt, meeting CCJ payments- advise appreciated
purpleleo replied to purpleleo's topic in Debt Collection Agencies
Thanks for your help.im grateful- 4 replies
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Debt Collection Agency- annual statements
purpleleo replied to purpleleo's topic in Debt Collection Agencies
ok,so I cant use this to suggest they write off the debt.Pity. thanks for your help, much appreciated. -
Credit card debt, meeting CCJ payments- advise appreciated
purpleleo replied to purpleleo's topic in Debt Collection Agencies
Thank you, so if I make a F&F payment, nothing further will appear? the two debts are with the same original lender and the same DCA. And no,I didn't ask for a CCA, ive just been making voluntary payments.- 4 replies
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I have two credit card debts, one of which is the subject of a CCJ some 9 years ago. I have been making payments in accordance with the CCJ and voluntary payments in respect of the other. Both defaults are over 6 years old and no longer appear on my credit reports. The DCA have offered to do a deal and accept less than is outstanding in full and final BUT if I agree does this deal appear on my credit report (as of the date of the full and final payment for a lesser figure) or, as the date of default is over 6 years ago, will my credit history be unaffected if I choose to pay a lump sum in full and final? Thank you.
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