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chunkymoney

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About chunkymoney

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  1. Letter received from Solicitors; We have received your defence. We are taking our clients instructions in relation to your defence and will back to you as soon as we can. In the meantime, the matter has been placed on hold. Yours xxxxxxx
  2. Defense submited. Done this morning as cant tomorrow. Thx everyone. will let you know outcome
  3. Ta, so I should remove the part you have placed in bold and just leave the first bit then?
  4. Hi, This is my final v of the defense Would you please check it for me? Particulars of Claim as written on the form exactly; 1."By an agreement between JD Williams & the Defendant dated 18/04/2007 ("the agreement") JD Williams agreed to issue the Defendant with a credit account. 2.The Defendant failed to make the minimum payments Due & the Agreement was terminated. The Agreement was assigned to the Claimant. 3.THE CLAIMANT THEREFORE RE CLAIMS 1. 1031.75" Defence The Defendant contends that the particulars of claim are vague and gene
  5. Thanks dx100. I have been reading threads, not come across one with that specific response. Appreciate the answer tho.
  6. Letter received this moring from solicitors. "We acknowledge your request for documentation pursuant to CPR 31.14. CPR 31.14 relates to a right to inspect a document and can be distinguished from standard disclosure of evidence during the course of proceedings. We believe that you may have already "inspected" the documents to which you make reference because on various dates in the past they would have been sent to you by another party such as the original creditor. We would be grateful if you could confirm what documents you have in your posession or control relating to th
  7. Thx. I'll amend accordinglt and post before submiting.
  8. Been reading all day. Here is the PoC to make this easier reading. 1."By an agreement between JD Williams & the Defendant dated 18/04/2007 ("the agreement") JD Williams agreed to issue the Defendant with a credit account. 2.The Defendant failed to make the minimum payments Due & the Agreement was terminated. The Agreement was assigned to the Claimant. This is my revised defensep; The defendant accordingly sets out its case below and relies on CPR 16.5(3) in relation to any particular allegation to which a specific response has not been made. (1) –
  9. Hello dx100 Im sorry but I dont understand what you mean, "there are loads here but thats for later". I dont know what else to add in and if you can provide a little guidance i would be very thank full.
  10. Thank you all. I'll make sur ethat date ios set in the calendar. This is my defense, would you have a look over it please? The defendant accordingly sets out its case below and relies on CPR 16.5(3) in relation to any particular allegation to which a specific response has not been made. (1) – Paragraph 1. The defendant concedes that an agreement did once exist between JD Williams and herself, however, the defendant denies any such agreement exists with ME III Limited. The claim is vague and ambiguous in nature and the Claimant must particularise it’s claim in full. T
  11. thx, i've just googled it and found the same information. Do i work on a defense now then?
  12. So, Im confused now. Got a letter from "Cabot Financial" this morning. Can't scan it as i dont have scanner It reads "Dear x RE: J D Williams Mail Order - (Ref number i wont put in) Thank you for your request for infoamtion under sections 77-79 of the Consumer credit act 1974. We currently do not have this information on file. However, I have requested the relevant details, which will include a copy a copy of the credit agreement, statement of account and original and varied terms and conditions from the original lender. What happens next I acknowledge
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