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Bekki0405

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About Bekki0405

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  1. And the debt Andy, what would be the best course of action for the actual debt that SW say I owe?. Do I call them and make an offer to pay. They’re not going to write it off, Do I need to make contact
  2. Still can’t quite believe it I mean, I haven’t technically won, but it certainly feels like a victory. Many Thanks
  3. Can they start a new claim? Does anyone know if this debt, some £3500, will be written off. I can’t quite believe that will be it from Southern Water. I’m currently paying them for the current bill, but am I right in thinking that the County Court claim is not only dead, but the debt is now unenforceable
  4. Give that girl a pat on the back STRUCK OUT PEOPLE special mention to this group for their help. My obvious question is, can they restart this, or what happens to the debt? For now though, this claim is closed
  5. Yes. My last call with them, where I asked to spread this final payment of £182 over a three month period, which was flatly refused, they said there was £212 outstanding. Which I’ve paid in full
  6. They agreed when I called, to me paying the arrears this month, I haven’t had a default notice from them. They are suggesting none of this matters, as I’ve payed less than 1/3. It’s as if they’ve agreed to me paying the arrears, and then decided ‘let’s just terminate the contract’? its bonkers
  7. That’s what I thought, but the info on HP suggests that if anything less than 1/3 of the original finance is paid, the finance company don’t have to go to court?
  8. Anyone help? I’ve been attending to my debts this year and playing catch up. I fell behind on car payments with Startline, but managed to get back up to date this month. However, tonight, a bailiff has text me saying that Startline have instructed them to commence repossession of the car. I owe them nothing, the DD is set up for 30/6, and I have not received any correspondence that would suggest they have ended the agreement. I have not quite paid 1/3 of the original agreement. Are they legally allowed to repossess the car with no arrears? Can they terminate the agreement with no notice? Ive Googled this question, but it’s not coming up. I imagine it’s a not something that a reasonable company would do, however Startline are known to act unreasonably, so I’ve now discovered. i will add that I after I had paid two of the outstanding payments, I requested help in spreading the remaining payment out over 3 months along with the usual DD, and this was turned down flat. i have written to the FLA who Startline are associated to, and made an official complaint, as this is on clear breach of 1E.5 of the FLA code of conduct.
  9. Cool, I’ll speak to the court on Tuesday and see if I can progress it like that
  10. Oh is that actually an option Andyorch? It did cross my mind that could be an option. I wasn’t aware I could make the request
  11. I’ll call the court on Tuesday and inform them I’ve had nothing sent and hopefully they’ll have something definite I’ll call SW water scheme dept and ask if they can help me independently of the court case
  12. Still no correspondence. I have spoken to the court, who, as it stands have nothing from Southern Water, but have a back log, and technically it could be in the system waiting to be processed. The direction either way, is to send it to the judge for further review and decision. MCOL is showing no further updates. Am I right in thinking that I would have heard from Southern Water independently from the court process. The last correspondence stated the claimant was to reply to the court and defendant. So I’m taking it as I haven’t heard, nor would the court. Anyone know what the next step would be, if Southern Water haven’t replied in time?
  13. Probably best I’m off the morphine when I call the court then I’ll call when I’m home. I’m hoping they’ve missed the deadline, if so, I’ll hit you up for further directions. Thanks
  14. Ok bear with me as I currently in hospital after surgery this morning. It’s ok, the morphine is making me feel hilarious. However, serious post, according to the MCOL, nothing has happened with my claim, and I’ve heard nothing from the claimant. They had until 4pm this afternoon. If they had done anything, would it be on the website? Or is there a possibility they’ve replied to the court but not online?
  15. I suppose it is gender non specific, which is politically correct, covers all manner of homosapiens
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