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Everything posted by john2485

  1. Hi all Just an update! Zinc have tried contacting me through phone calls and by email I have ignored these, is that the best thing to do? I haven't even read the emails just I case they have asked for a read receipts do thisk this is the right way to do things? Regards john
  2. Thanks for the reply No the funds are no were near that amount but was concerned also about the 3000 threshold...
  3. Hi all Sorry but I'm not sure what section to put this into! My mother whom is terminally ill is wanting to give all her three kids some of her savings before she dies, now I have read lots about this and still get confused! Apparently she can give any amount of money to whom she wants while she is alive! But if she dies before the 7 year point any monies she has gifted become taxable as part of the estate? Does this only count if the estates savings are over the £325000 threshold. Or is this any amount? I can't make head or tail of it... Could anybody explain in laymens terms
  4. Thanks so much for this slick regards john
  5. So today I have received this letter from crs Following our initial letter , we are disapointed that your account with xercise 4 less is still in arrears and our fee has not been paid. We would still like to reach an amicable resolution to this, however, if you fail to respond to this letter, we will have no option but to commence further action to recover the monies owed. The options available to us are: 1. LEGAL ACTION We believe you are in breach of a legally binding contract with X
  6. Hi all so today I had a text message from crs asking me to contact them as they sent me the letter a week ago and need to discuss it with me. is it best not to reply to this? I find it it a bit cheeky because they have obviously been in touch with exercise 4 less for my number but yet they don't seem to talk to each other in any other circumstances... regards john...
  7. Hi all, So I have had a letter from CRS today which goes as follows- We've been employed by xercise 4 less as your membership remains in arrears despite previous letters being sent to you. As a result of this , our fees totalling £ 66.50 have been added. Therefore, your account balance now stands at £ 171.47. WE WANT TO REACH AN AMICABLE RESOLUTION WITH YOU In order that we can do this, please ring our non-premium rate number-01444 449165. WHAT ARE YOUR OPTIONS! 1. you want to continue your membership- the club want nothing more than for you to get full be
  8. Hi slick Yeah deffo x4l removing the posts. I've never posted anything contravening Facebook rules, or had any contact from Facebook suggesting my post as been removed.. They seem to remove a lot. Thanks for your input slick will update when there is any further contact. Regards john.
  9. Update Well I keep posting on Facebook and there seems to be a lot of people in the same boat! They have removed some of my posts ! so I still continue to post on Facebook that they should take responsibility... I don't think it will be long before I'm blocked by them.. Regards john
  10. Thanks slick very kind of you.. Would you think I should write back to crs at this time. Regards john
  11. Hi guys So I did as suggested, then x4l have replied saying the reason for that( i assume they mean harassment from harlands)is because of canceling the dd they would like me to contact them by pm as they require some personal details. I replied saying that they obviously knew what was going off and should take responsibility for the harassment from harlands. Up to yet I have had no response from my last comment.. This morning I have had a letter from crs as follows- We have been advised by Harlands , that you have stopped making payments under your membership agreement with
  12. Hi guys I posted to Facebook/Twitter and had a response from X4L asking me to inbox them my situation.. Would that be a good idea? Thanks regards john
  13. thanks for your quick reply slick will do as you suggested
  14. So just had another letter through, its as though they don't comunicate very well or don't look at the last letters sent before sending another...anyway letter goes as follows further to your recent letter to our offices Harlands can confirm that we have yet to receive a responce from Exercise 4 less regarding your cancellation of your membership. Please be advised Harlands are the direct debit management company for Exercise 4 less and we cannot cancel memberships without there authorisation. May we suggest you contact Exercise 4 less directly to process your cancelation a
  15. Right so its been a couple of weeks since garlands last contacted me but today they send me a letter as if i have not responded to them letter goes as follows- We are disappointed that you have not responded to our previous correspondence. The april instalment has now been missed, resulting in a further administration fee of £ 25.00 being added. The total amount now to bring your account up to date is £ 69.98 Please call the HARLANDS HELPLINE-01444 449033 to make payment by debit/credit card and reinstate your Direct Debit instruction. If you wish to pay by any other metho
  16. Thanks slick will do, Thanks for taking the time to reply.
  17. Hi slick Yes I did send the letter you suggested on the 25th of March Thanks john
  18. Hi all So had another letter from harlands my guess is that this letter is responding to my first return letter. would you suggest i don't respond?? letter reads as follows Further to your recent letter to our offices, unfortunately, we cannot cancel the agreement you hold with Xercise 4 less as they deal with them directly at the branch. You must either contact them in store or over the telephone to cancel the agreement. We strongly advise that you get this confirmation in writing from them when you come to an agreement to cancel, for your own records. You will need t
  19. Hi slick thanks so much for your response...
  20. evening guys, Had another letter from Harlands as follows- We refer to our letter dated 1 march 16 and note that you have not contacted us. As we were unable to collect your march instalment by direct debit we have added a £ 25.00 administration fee, which means you have to pay £ 34.99 to bring your account up to date. Call HARLANDS HELPLINE-01444 449033 and we can collect this by DEBIT/CREDIT card and reinstate your direct debit instruction. If you wish to pay by any other method , you must still phone us to discuss your options If you do not call us by 5 april 16 you
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