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enigma

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About enigma

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  1. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. enigma

    50% Offer

    This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  5. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  6. Hi I received my letter form Anita Hicks today at Barclays stating how sorry she was that I would not be accepting her 50% offer and basically saying where see you in court. Can anyone help with a few questions about the claim form N1: 1) The section for brief details of claim, what wording should I use. 2) Value, Should I brake it down as follows: £ Bank Charges £ Overdraft Interest £ 8% As allowed by the court
  7. Hi In the letter before action it states that " Its the implied term of that contract that the bank would conduct itself lawfully and in a manner which complies with UK law". I have looked through the terms and conditions of the Woolwich my bank and cant find this statement but maybe its was on the oiginal agreement I signed. Does anyone no how I can go about finding out before I send this letter. Thanks
  8. enigma

    50% Offer

    Hi Barclays(The Woolwich) Have offered me 50% of what they owe me, of course I wiil not except this. Could Anyone please advice if the following letter is ok to send at this stage. Many Thanks -------------------------------------------------------------------------------------- LETTER BEFORE ACTION Dear --------------- ACCOUNT NUMBER: xxxxxxxxx I refer to your letter dated 8th March. I have noted your offer and I am not prepared to except it as the full indebtedness is £XXXX. I would draw your attention to the terms of the contract which you agr
  9. I sent the first letter to The Woolwich on the 13th February. On the 6th February I recieved a standard letter from The Woolwich saying that they are aiming to resolve this matter by the 6th March, I have today 23rd February received another letter from The Woolwich telling me that they have passed my complaint to H.O Barclays and they will contact me shortly. In the letter I sent it states that I give them 7 days to return to me all charges or I will recover in the County Court, at the end of the letter I have asked for an exhaustive list of all charges on the account over the last 6 y
  10. I sent the first letter to The Woolwich on the 13th February. On the 6th February I recieved a standard letter from The Woolwich saying that they are aiming to resolve this matter by the 6th March, I have today 23rd February received another letter from The Woolwich telling me that they have passed my complaint to H.O Barclays and they will contact me shortly. In the letter I sent it states that I give them 7 days to return to me all charges or I will recover in the County Court, at the end of the letter I have asked for an exhaustive list of all charges on the account over the last 6 y
  11. If my bank decides to pay me all charges after sending them the standard letter in Bank Action Group, how do I no how much money I should be due when I wont have the statements going back over 6 years. In the letter it only asks for the statements if they refuse a refund. Could anyone help answer this question I would be gratefull. Thanks
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