Please can you help ? I cancelled my direct debit this month as I knew I didn't have the money to pay it . It was for £15.99 . I've now had a letter from Harlands saying as my direct debit was cancelled I now have been charged a £25 administration fee which means I now owe £ 65.99 . They have said I need to call and pay or further charges will be added . This was a 12 month contract which the gym has said ends in March. However,I can't find my contract to see if this is true . Thank you