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cheeky2015

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  1. Ok perfect will do that, thanks for the help.
  2. Name of the Claimant ? = Cabot financial Ltd Date of issue – = 4th February 2016 Date to submit defence = 7/03/2016 (33 days in total) - What is the claim for – 1:the claimant claims the sum of £1531 being monies due from the defendant to the claimant under a regulated agreement between the defendant and Capital One and assigned to the claimant on 28/09/2015, notice of which has been provided to the defendant. 2: The defendant has failed to make payment in accordance with the terms of the agreement and a default notice has been served pursuant to the consumar credit act 1974. 3: The claimant claims the sum of £1531 and costs. 4: The claimant has complied as far as is necessary with the pre action conduct practice direction. What is the value of the claim?= £1716.49 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? Credit card When did you enter into the original agreement before or after 2007? After Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Cabot Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes Did you receive a Default Notice from the original creditor? Dont think so Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No Why did you cease payments? Family issues and lost job What was the date of your last payment? Early 2014 Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt managementicon plan? No I will AOS the claim tonight and do the CPR 31.14 and the CCA request to Shoosmiths
  3. Thanks Yeah they good points, think am just panicking a bit. Will try get that info up tomorrow night. Thanks for the advice.
  4. Don't know if have the energy to defend it and go to court, just wanted to know if debt collection agency would accept payments now and stop court action and stop ccj or if only way to stop that would be to defend it and win, what are the odds of actually winning in court though
  5. I last paid it in 2013 and believe it was mid 2014 it was defaulted. I will check the dates when complete that other form. Well I am not disputing it as it is my debt,
  6. No wasn't going to do that yet was just a question in general if I chose not to defend it. Will post reply tomorrow when home and have time to do it. Really want to avoid a ccj as would probably end up losing job.
  7. Thanks when I am home on the laptop I will post the answers and details. So if the amounts owed are correct and I don't defend it do you think I can come to an arrangement with them out of court to avoid a ccj?
  8. Hi all, I have a old capital one debt that had been passed to shoosmiths from cabot, I have just received court claim forms from county court business centre. I won't go into the personal issues that led to this etc but i owe the money. Is it to late now to avoid a ccj by arranging a payment plan with shoosmiths or cabot? Is the only option now to accept the ccj? Thanks
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