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aksl

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  1. Thanks dx. Hi @Andyorch I would be really grateful if you could have a look over my defence before I submit. Deadline is today. Many thanks in advance.
  2. Hi thanks dx. I have amended and my updated version is below. Defence 1. I the Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. It is admitted that I have had a supply and service agreement with Co-operative Energy in the past. During the period, Co-operative Energy actively blocked me from changing to a cheaper tariff or switching provider as th
  3. I have had another good look around but still struggled to find any templates. I did find a defence on a thread that I have adapted below. I would greatly appreciate some input before I file it. Again, many thanks in advance. Defence 1. I the Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. It is admitted that I have had a supply and service agreement with C
  4. Hi folks, Wanted to submit my defence today. I’ve had a look but I’m struggling to find any templates in the threads. Could someone please point me in the right direction or help me out with what to put for my defence. Many thanks in advance.
  5. So, I sent my CPR 31.14 and requested the following: 1: the agreement. You will appreciate that in an ordinary case and by reason of the provisions of CPR PD 16 para 7.3, where a claim is based upon a written agreement, a copy of the contract or documents constituting the agreement should be attached to or served with the particulars of claim and the original(s) should be available at the hearing. Further, that any general conditions incorporated in the contract should also be attached. 2: Notice of Assignment 3: Every bill, in respect of gas/electricity cha
  6. Ok thanks dx. Sorry for posting the info for the enemy to see Thanks for deleting. I think the cpr request I used was one from a template on an old site, something along the lines of ***** free. This was an old credit card debt from the same period that went to court a few years ago. The claim was thrown out by the judge based on the refusal to provide the deed of assignment, as I think my defence was around proof of ownership of debt and cited legal precedent from another case (I won’t name it in case any spies see it). Was hoping (maybe naively) this would give the same
  7. I have no idea why co-op sold the debt. The debt arose from tariff changes and I quickly went from credit to arrears. At the time I was having serious family issues and unfortunately a lot of other things were left and the issue went unnoticed. I spent a fortune on solicitors and court fees for child custody for my child and other bills were left unpaid, which worsened the problem. I tried to make an agreement but was told I was unable to switch provider or to a cheaper tariff whilst in arrears. I made payments to cover usage and to start to reduce the arrears. I was then made redundant and
  8. Hi all, I would be grateful for some assistance with a claim I have received made by Merligen Investments for a debt that they have acquired from Co-operative Energy. I am aware of how to acknowledge the service. I would be grateful for some assistance with creating my CPR 31.14 for them. ** I have detailed what I have written so far at the bottom of this post ** I have supplied the info requested below: Name of the Claimant ? Merligen Investments Limited Date of issue – 11 MAR 2021 Date to acknowledge) = 29.03.2021
  9. No I haven't acknowledged yet. I received the court papers on Saturday. POC: By an agreement between Capital One & the Defendant on or around 06/08/2008 ('the Agreement') Capital One agreed to issue the defendant with a credit card. The Defendant failed to make the minimum payments due &the Agreement was terminated. The Agreement was assigned to the Claimant. THE CLAIMANT THEREFORE RE CLAIMS 2323.76 Do I need to send the cca request to mortimer clarke or the court?
  10. Thanks for the advice re getting spoofed. However, as per the letter stating they have been instructed to start proceedings, I have now received court papers regarding a ccj. how do I go about a cca request if it has been progressed to court?
  11. I have been sent a letter from mortimer clarke on behalf of Cabot financial (uk) limited. This is a capital one credit card account from 2008 that defaulted in March 2010. They claim that they are starting proceedings for a ccj against me. The debt amount is 2323.76. From my noddle credit report it appears they bought the debt in Oct 2015 as that is when they appear on my credit report. There are no records on my credit file for the original debt / account with capital one. What is the best way to proceed?
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