Thank you for taking the time to respond to me! The solicitor told them early on if he keeps pursuing this and hassling us with debt collectors, instead of the correct remedy which would be for him to take us to court, then we will pursue him for costs when we take him to court down the track, as he is obviously wasting as much of our money as possible just to be a *****.

Imagining sending an SD to wind him up is pleasurable, but our solicitor wouldn't allow that anyway..He said we must behave impeccably as when we go to court, the behavour of the builder will be unfavourable and we must not do anything to appear unreasonable ourselves. When the solicitor sent all the correspondence back and forth with the last DCA ,he warned them about game playing any wasting solicitor time, and marked all correspondence "Without prejudice SAVE AS TO COSTS", so they were warned. I thought we could only get costs back had we had to go to the judge to have it set aside? The DCA agreed to set it aside upon siting the evidence and that was that. Are you saying that because it was set side, even just by the DCA and not a judge, we could still send a bill for the solicitors time through to the builder and demand payment legally?

Yes, the SD was from the 2nd DCA and we got that set aside. This is now the third DCA and we haven't got that far yet. On the subject of a personal guarantee, I was under the impression that it could help us, as if he didn't pay a judgement if we took him to court, we could apply for a winding up order on the company, at which point he would have to repay the bank, but couldn't without selling his home- therefore he would surely seek to avoid that happening, so would have to settle his debt?

This time it is Sinclair Goldburg Price

The debt collection company that time was CLS (Corporate Litigation Services)

I read that thread last year! I don't think it was the same company we used...We're in Wales.

It was delivered in person, by way of a man looking like a pimp in his pinstriped suit, who was called XXXXXXXX. He even wrote his name and mobile number on a bright pink post-it note I still have, to make sure "I knew" who he was! Despite the fact that both we and the solicitor had instructed them NOT to set foot on our property under ANY circumstances, he still managed to find his way onto our 4 acres, pretending to be "lost"and asking directions from me!

Funnily enough, I read of other peoples debt collectors turning up in grey pinstriped suits too! Must be the uniform! we have since found out this "builder" usually does small jobs for people. The scaffholding company said they had never known him to do any big jobs at all, and they do the scaffholding for every company almost around here. I think he jumped at the chance to take our job since it was a big amount when he didn't have the skills to do so...as such our house has gone up a category on the conservation risk register from vulnerable, to AT RISK The only way we might find these other people would be to set up a website...no one I have asked since then has even heard of him in the area!

I was thinking about that today actually! Do we have to send him the Scotts schedule and ask for renumeration for the damages, or we will seek collection? Our solicitor is very straight laced and methodical and said we must act beyond reproach so that the builder is clearly the jerk here... We did register his domain name My husband was thinking of creating a web gallery under his domain name of the said wonderful work!!!! No defamatory statements we could get done on- just things like "this is our newly renovated roof etc" and pictures, as it speaks for itself.... The solicitor recommended against it for the time being. Also this guy is apparently on the master builders association, and I wanted to send through our evidence to them to get him taken off it, as they were quite interested in the story, but the solicitor said not to do anything like this yet, as if it goes to court it might look a bit underhanded.

I have the SD here, and it says served on you by the creditor: Mr Cowboy builder, and his address, and then signed by the debt collection guy, and underneath it says *position with or relationship to creditor: AGENT. Then in Part B it says The individual/s to whom any communication regarding this demand may be addressed is : CLS limited, and a guy by the name of "Mike" which is different to the signature on the first page of "Ben". That said, we had them set that aside when they saw our letter and evidence from the experts , but i am sure this new mob will just try to pull the same trick put of the hat too ...

It was actually the Debt collection agency that sent the statutory demand...The builder was listed as the claimant or whatever, but their name and address was on it too, and we had to contact them about it. It wasn't "lodged" with the court yet, but the papers were sent to us, so we had to apply to them to set it aside, otherwise we would have had to have gone to the court to ask to have it set aside if they wouldn't agree. The solicitor said although it wasn't stamped by the court, if we ignored it, after 18 days they could take it to the court and apply to bankrupt us... meanwhile, everytime the wind blows or the rain falls we have slates flying off our roof and water ingress everywhere and we can';t empty our septic system as it is liable to collapse!

The problem is- if you ignore their first letters and don't submit evidence of a dispute, then they start the whole "statutory demand" business, and send a letter advising they'll do that, and then you have to go thru the whole "setting it aside " thing again! I called the debt collecting firm back, as they didn't call me back from this morning and got onto the guy I was supposed to talk to. I recorded the whole conversation on my phone. We have listened to it back a few times and fallen about laughing! I made sure I stayed completely calm and polite- I explained the situation, I told him I could send him through the evidence, so he too could stop wasting his time, He gave me his email address and said to send it through, at which point he said he would "assess it, and decide the next best action for his client to take, keeping his evidence in mind". I said the build has "no evidence" but his invoices he issued, to which the debt collector said "that's hearsay..!" I calmly said, no, that's not hearsay. I said as they are a debt collection agency, and debt collection agencies by law are not allowed to chase disputed debts, then they will need to drop it once they got the evidence. Then he went on to claim "We are a litigation agency!- I am more than qualified to see my client through court to the end of the litigation process" So I said "Oh, so you're a solicitor are you?" He said "I know more about the construction industry than your solicitor does"- I said "ofcourse you do!" So I said, so ARE you a solictor or not?- you seemed to imply that you WERE a solicitor?"and he said " i am a legal executive officer" or some crap, so I said "so you're NOT a solicitor then? You were alluding to the fact you were?" At which point he lost it and started shouting about how highly qualified he was and "what was MY qualifications then?" I said "I don't need to tell you what my qualifications are- I'm just a person you sent a letter to- I do not need to justify that, nor do I need to act "professionally" seeing as I am not one". He went on to say that I know nothing about the law, and he suggests i get a solictor who knows something to speak to him. "We do have a solicitor- as i have mentioned many times" He said " I have asked you to send those documents so send them through to me!- " I said "let me correct you please - I OFFERED to send them through to you!" Then he said I wasn't acting professionally, really? I was totally polite the whole time! I said I have been more than polite, and I have the right to get you to clarify what your qualifcations are,as you alluded to the fact that you are a solicitor, which you are not." He was shouting over me "I suggest you need to change your attitude!" "I said there is no need for me to change my attitude, I am being polite and courteous, at which point he shouted I am ending this conversation- you are very unprofessional, and as he was hanging up i said "you have just shown how unprofessional you are!" It seems even if you are polite and actually have a case, there's no talking reasonably to them. He has said he will no longer talk to me as I have no idea of the law so get a solicitor and he will talk to them only! I have the whole thing taped I think even if I send all the professional evidence thru to them, they still won't leave us alone until I get the solicitor onto them. Our solicitor said to us that the more the builder does this the more unfavourable it looks when we do finally take him to court. If we just ignore this letter, they will just do the whole statutory demand malarky again... How can someone just keep bring statutory demand after statutory demand against someone? If he has had to set it aside once, because of the evidence, he will have to set it aside again, but he'll just keep doing it! Is there ANYONE we can report a) the builder to for harrassment and B) the debt collectors to for misrepresenting their legal standing?

Hi all! I have been reading through alot of threads to gain info. We have a problem with a builder, who was supposed to do approx £27k of work on our house. I will keep details sketchy as I don't want to identify ourselves. he was a cowboy, didn't do the work as he was contracted to do (we had no written contract, but the Surveyor had specified what needed to be done and how and the quote referred to "all works as detailed in the surveyor;s report). To cut a long story short, he has had two attempts to fix the roof, and has only made it worse both times, and it is now falling apart instead of renovated. We will have to completely re roof it now as its not viable to try to fix it anymore. There are other jobs that were done and also all wrong for varying reasons. We had taken legal advice, had the original surveyor in twice to assess the property and works and draw up a scotts schedule. The work he has done was considered as £0 value due to not being what was supposed to be done and shoddy work. The damages to our property soar at over £60,000, certified by both the FRICS surveyor and conservation. Including legal expenses and other fees the claim against him will be over £70,000. He has chased us with 3 debt collection companies so far, one whom sent out a Liverpool gangster to deliver a Statuatory demand against us to try to bankrupt us. I have proof of who he was, as for some reason when I explained what the builder had done to our house, he claimed to be a "surveyor" and told me he could survey the damages for us, and wrote his number and name down. When i googled him and found his image and name I found out who he really is. -none of the debt collectors have been told by him its a disputed debt. -The first debt agreed to wait until a certain date to get the scotts schedule and evidence, but before that date came around, the next was pursuing us vigorously. -The second debt collector refused to contact our solicitor despite being told to only converse via him and repeatedly texted us and phoned us saying they were going to bankrupt us. -Our solicitor tried to call them but his calls went unreturned and he had to email them to ask them to desist harrassing us and only converse via him. -Then they sent letters threatening SD against us, and when contacted AGAIN by our solicitor for continuing to ignore the direction to speak via our legal advisor, claimed they never received his "letter", (even though it was an email!) -We forced them to set aside the Statutory demand, by furnishing the evidence and he was dropped like a hot potato by the bulldog debt collectors and that was the last that we heard from anyone for approx 8 months, until we got a letter a few days ago, from yet another. -I have recording software on my phone so made sure i used it when I called this debt collection company. We haven't got the solicitor involved again as yet, as we don't want to part with yet another £500 to get rid of these guys. I had a list of qurestions which i calmly repeated: "has your client told you this is a disputed debt? -has your client told you that you are the third debt collector he has gotten on to us? -has he told you he issued a statutory demand against us which they had to set aside when the evidence was furnished -has he told you we have proof of a £70,000 AGAINST HIM? etc... She said she didn't have a record that he had told them it was a disputed debt but would get the case manager to call us back, which hasn't happened yet. -Also I'll mention the claim of monies owed started at around £15,000, and each time the amount has changed and risen and now he's claiming theres over £25,000 outstanding, which is absolute balshovic! He's just making up amounts and doesn't actually KNOW what the actual amount would have been had he done a satisfactory job. Our solicitor said should we take this to court we must be aware it will cost us at least : -£2500 filing fee with court -£10 - 15,000 of solicitor, barrister and court costs in the year it will take to get to court, and thats before the case is heard. The evidence is overwhelming and I feel we would blow him out of the water should we try the case, but our solicitor is concerned that we will get a win, but get no funds out of him as he doesn't really have company assets the tracing agent could identify, and the company has a £150,000 debt against it. ..The only upside is, he said the banks wouldn't let a builder run up such huge amounts of debt unless they had it secured against something , and we know he has a property worth at least £600,000 in his personal name, so should he not pay, we could seek a winding up order of his company, which couldn't happen until he repaid the banks , and if he didn't have the cash to pay the debt, they would force him to sell his home, so he most likely would then be forced to pay us to avoid losing his home. So we are not sure whether its worth losing yet more money trying to take him to court, but until we take him to court, how do you stop him constantly harrassing us with debt collector after debt collector? I feel he is just trying to be a nuisance and waste our money on solicitor fees endlessly as he knows he has no hope of getting any more money out of us. I called citizens advice bureau, but they said there is nothing they can do as its not a small claims case. Each time he does this, we have to answer to the debt collectors and waste more money-surely there is some way he can be stopped from doing this? He is purposely misleading debt collectors in order to get them to take his case by not disclosing the facts.