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About dz11

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  1. No not yet but as u say if they are not the original creditors then how can they register the default . I will send a sar tomorrow. U recommend doing it by letter?
  2. Just sign up on equifax and arrow have the default date at 22/02/2021 . So going by this it looks like arrow have issued the default What would you recommend doing at this point to remove the default. Would it be easier to just clear the payment
  3. I've noticed that the default date is Feb 2021. I was notified around October 2020 that arrow had taken over the debt
  4. I am not sure if they issued me a default notice, is there a sar template that you would recommend sending. I have moved address since take the card out but did update this with vanquis at the time. I can't be too sure but I think last payment may have been 2019
  5. Hi there I was on an arrangement with vanquis for a number of years paying something like 5.00 per month . Recently I noticed they sold the debt to company called arrow. I haven't paid this debt in a long time. I now notice arrow have now placed a default against me. When I was on an arrangement with vanquis all interest and use of the card was stopped. Should this account not have been defaulted back when this arrangement was set up? the default is for 109 pound which in the grand scheme of things is not alot but just looking for an
  6. Hi there I have noticed on my credit report a default on in July of this year for an old cash genie payday loan, this account started in Nov 2011 and there was no payment since 2011 how is it possible for MMF to issue a default date of 2016, a full 5years after the last payment? Is this possible ? Any advice on this Thanks
  7. Hi Guys Just a quick update, still ignoring these letters. What do you make of the latest one received today? IMG_20160225_120531086.pdf
  8. I think they have sold it to them as I remember cap one sending me a Letter stating they have sold the account to Lowell
  9. Hi Guys thanks for the replies so far. I have no statements any longer. What do you reckon I do at the moment, hold tight ? Wait for another "threat" to be sent ?
  10. I took a credit card out in 12/05/2010 with a credit Limit of £500, defaulted on this 11/09/2014 when I Lost my Job. This has been passed to a few different DCA before being sent back to C O in the summer last year, and then again sold to Lowell in Sept
  11. Hi there I have had a credit card debt with Capital One of £621 that was sold to Lowell in Sept 15, I have been receiving the standard letters from them, however today they have sent me a Pre Legal assessment threatening court action. Have yet to respond to any letters acknowledging the debit I am living in N.Ireland, not sure if that makes a difference. Any advise would be appreciated Thanks
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