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UncleBen1981

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About UncleBen1981

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  1. I haven't....if you could post it up that would be great....
  2. I think i'll get the £2 Expeiran one.... I cant believe i'm the only one out here in this boat.....i'm really surprised I cant find any accounts of other people in a similar situation...... thanks for the help all......its really appreciated...
  3. its score isnt too clever on here either https://uk.trustpilot.com/review/noddle.co.uk think i'd rather just pay the £2... so will that show me if this particular debt is going to affect my credit rating?....
  4. as is linked here http://forums.moneysavingexpert.com/showthread.php?t=3515377#topofpage
  5. not sure about that noddle thing...it seems people have had money taken from their account for the free service....
  6. I'm not sure if the debt is on my credit file, how would I find that out?.... I moved from property A (that the CDUK quotes) to property B (where i kept/had a new account with BT - which I initially thought the debt related to). Then I moved out of property B at short notice to property C (where I live now). Now I get this email....which in my eyes, seems to relate to property B.....but quotes the address of property A. sorry about this....it all sounds a bit messy, but its down to BT being rubbish....
  7. I'm pretty sure i have a very strong credit rating. I've never had any problems with this kind of thing in the past. Any time i have used a credit card or overdraft I have paid it off timely and efficiently. I have no debts.
  8. I rang them to tell them that I will be moving out of the property at short notice - as it genuinely was. They asked if I could transfer the account to my next address, I said I couldn't because my girlfriend already has an account with Virgin. They have itemized it as: £143.18 in unpaid bills (even though I was completely up to date with payments). £76.82 for line rental and broadband up to the end of contract. I have just tried to pay it on the BT website and although it says i have £220 outstanding, when I go to the Make A Payment screen and try to pay it, it says the payment amount exceeds the outstanding bill. Guess it really does just sit with CDUK now. As an aside I am really surprised that i can't find much in the way of similar instances on the internet.....I thought I would find an abundance of info on CDUK but it really seems quite sparse and flimsy. I've been advised everything from 'ignore it, they'll just go away', to 'pay it ASAP because they will just keep increasing the amount you owe and you'll have to pay it eventually'.... I probably should've just paid the £220 in the first instance, but I thought it was such a cheek to charge me that kind of money just for simply terminating a service. I expected some kind of early cancellation fee, but £220 is completely unfair. And like I said, BT claim they contacted me numerous times about it, but they haven't. I received no warning of their intention to hand the debt on to a debt recovery agency. I just received an email of notification with a 25% increase.
  9. I've just logged into my old BT account and i still have the option of paying the original £220 outstanding debt on there. Would you think it best for me to just pay BT off and hope CDUK will go away?.... or might that leave me with BT being paid off and CDUK still chasing? tough call...... thanks for the advice......
  10. excellent.... so i'm guessing i've managed to dodge the utterly ridiculous £220 early cancellation fee from BT?......if they have sold the debt to CDUK as they've said then I assume they are happy, and if CDUK have no powers to recover the debt then the debt is virtually non-existent now?
  11. ha....I did envisage me putting my coat over my head as i dash to the car one morning whilst being chased by a faceless Channel 5 microphone...... thanks Bazooka.......
  12. wow....interesting responses.....much appreciated.. they've been phoning me a fair bit recently too.....which is annoying.... is there any way I can find out exactly what powers they have?.......my main concern was having a pair of meat heads turn up on my doorstep one morning......i'm not so concerned about my credit rating as apart from this I've never had any kind of debt issues.....
  13. thanks for the reply..... Do you think I should try and dispute it with BT then? or contact CDUK? I'm just reading some of the posts on here that question whether or not CDUK are even licenced to carry out debt recovery. The address they are using is for a property i moved out of in 2014, and not even the property i had my last BT account with. So I'm confused. I can afford to pay the debt no problem, i just dont want to if its not 100% legit, and i'm not sure it is....
  14. so does anyone know if CDUK are legit?.... they are chasing me for £275 for early cancellation of an 18 month BT contract, which i cancelled after 12 months due to moving out of the property. BT claimed they have requested payment numerous times but they havent. I got an email out of the blue from CDUK saying they wanted £275. I am thinking about just paying it because i dont want the hassle......despite it seeming really unfair.....but i also dont want to be ripped of by [problematic]....
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