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Kieron1992

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Everything posted by Kieron1992

  1. So after sending them another letter, with no direct response, they decided to write another letter dated today. We regret that despite our attempts to reach an amicable resolution to your account, you remain in arrears to Xercise 4 Less. We must therefore give notice that failing to reply to this letter within the next 10 days will result in your account balance being passed to Zinc Group Ltd, one of the UK's leading providers of debt recovery solutions. Followed by the same we would like to resolve this matter blabber. What should my approach be to this now? Regards
  2. Yeah I feel that they're very threatening in the way they word their letters. They still have no specifically replied to me so as far as I'm concerned I'm still due a response rather than being ignored. What's happened with previous cases such as this in terms of an end result? Have people end up paying because I don't see them backing off over this.
  3. HI Slick, Yes, I have kept my receipts for postage, both of them. CRS have sent another letter dated 26/03/16 however I have been away for a few days. Following our initial letter, we are disappointed that you account with Xercise 4 Less is still in arrears and our fee has not been paid. The options available to us are: 1. Legal action We believe you are in breach of a legally binding contract with Xercise 4 Less because you have not paid your membership and our fees. We may pursue a claim under this contract through the Courts. If we do so the following process
  4. Following an 8 week "ghost" period from Harlands I have received another response. This time from credit resolution services. We've been employed by Xercise 4 Less as your membership remains in arrears despite previous letters being sent to you. As a result of this out fees totalling £66.50 have been added. Therefore, your account balance now stands at £186.47. In big red letters "WE WANT TO REACH AN AMICABLE RESOLUTION WITH YOU!" In order that we can do this, please ring out non premium rate number Big red letters again "WHAT ARE THE OPTIONS?" 1. You want to cont
  5. The latest response from Harlands: We are disappointed that you have not responded to our previous correspondence. The January installment has now been missed, resulting in a further administration fee of £25.00 being added. The total amount now to bring your account up to date is £79.98. If you do not call us by 31st January 16, then the collection of your membership fees will cease to be administered by Harlands and will be passed to a Debt Recovery company. This may incur you significant fees and ultimately result in court action. They have not responded to my latest let
  6. Hi Slick, Thanks for the reply, I will write it up now and send it. You're right about the ambiguity in their response. Regards Kieron
  7. I have had a response referring to my letter: Further to your recent letter to our offices, Harlands can confirm that you can bring your agreement up to date, however, you will need to contact the branch also to cancel the agreement. We will awair your contact. What should I do now they have responded to my letter, pay and contact the branch to cancel? Regards Kieron.
  8. I have had a response from Harlands. As we were unable to collect your December installment by direct debit we have added a £25.00 administration fee, which means you have to pay £39.99 to bring your account up to date. Call the harlands helpline and we can collect this by debit/credit card and REINSTATE your direct debit instruction. If you wish to pay by any other method, you must still phone us to discuss your options. If you do not call us 10 January 16 you will incur a further £25.00 administration fee. Has anyone got any advise on this matter, given the letter I sent
  9. There's a page on the xercise4less website (cancel page) which requires the w number. I was presuming it was a way to identify you or your account since there isn't any other form of identification other than reference numbers? Thanks for the information, I'll keep you posted.
  10. Hi, I cancelled my direct debit after the 12 month contract, received a swift letter from harlands stating I need to setup the Direct Debit otherwise I'll face a £25.00 administration fee. I was writing them a letter with the following (template used): I refer to your letter of 09/12/2015. My agreement with Xercise4Less was for a minimum of 12 months. The first payment was for the amount of £34.99 (joining fee + first monthly payment), dated 02/11/2014. The remaining payments were taken on the 2nd of every month up to and including 02/11/2015 with one ad
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