Sorry I haven't been online in a while, thought i would update by saying a big massive thanks to Honeybee13 for all the advice given, we went to court and won the right to stay in our home, the judge couldn't believe that it had been served on us in the first place when we were paying of the arrears and tore into their lawyer. we have agreed to pay a little extra on top of what we had been paying and have to return to court next year to ensure we're still able to keep it up. we have since taken in a lodger so that the extra we get from rent will go straight to the mortgage also, and hopefully normal service will be resumed and we can can get back on an even keel and put this all behind us. so thank you for everything you advised us to do and quote and for which forms we needed to fill out, we would have been thrown out if it hadn't have been for that, thank you

hi i,ve spent 2 days on the phone going round in circles, i read on here somewhere they couldnt repossess under 2,000 in arrears, because i,d like to print it off for court paperwork.. i,m disabled and trying my hardest to sort. i rang their solicitors to ask for all documentation, yes they said @£10 per doc, as how many was told at least ten, told them bluntly if i had that amount of money i,d pay it to my Morgage ya con artists. call ended bluntly..

no as i was sorting out. my mistake. i,m dumb at paper work..

Hi Ell-enn the mortgage is an interest only mortgage with 16 years left to pay, monthly amount is £401.36, £272.00 is being paid by benefits plus we pay £100 ourselves per month It is a joint mortgage with no children

i will be at work till one today so will check back here when i get home, thank you

yeah i've been reading and printing off everything lol, we're so deflated by it all that right now we're ready to just walk away from it all. Mortgage company aren't willing to help in any way shape or form, and to be honest, i'm beginning to hate this house.

sorry hb still finding my feet lol

Hi hb is there a link for me to follow my thread please

Sorry i'm new to this so please bear with me lol

Lender is mortgages1 ltd

We received a notice for repossession from peterborough county court which was dated 16th july 2013, on saturday 21.11.15 with repossession date 7.12.15 by mortgages 1 ltd,for arrears off around £2000, my husband receives esa benefits which is paying the interest on the mortgage plus he pays £25 extra every week, he telephoned them yesterday (24.11.15) and the woman told him she'd post out a earnings and expenditure form, but i don't think it will arrive and get back to Them before the 7th december, she told him to print off an N244 form and arrange a court hearing to try and get it suspended and in the meantime she would talk to her advisor to see if they would allow us the time to try and sell the house instead, but when he phoned them back today, they totally denied saying anything like that at all and that they were repossessing the house as planned. My point to all this is that we didn't get any warning about this and she said thst as it was first applied for in july 2013 and had been suspended, that they weren't required too inform us that they had reapplied for repossession even though the payments have never been missed, sorry if this is a bit long winded but we're reaĺy worried that we won't have enough time to try and stop all this happening before the baillifs arrive on the 7th, any advice gratefully received, thanks