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tango123

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About tango123

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  1. Many Thanks. Do you have any thoughts or observations on the specific point below? "...However it was pointed out to me by someone that a future insurer could argue that it’s not for the previous insurer to decide what should or shouldn’t be disclosed to any future insurer."
  2. I had my motor insurance cancelled by a car insurer several days before it was due to commence/go live, back in 2018, because they said I did not meet the underwriting criteria. They refunded the policy which had been paid in full. Despite the policy never being incepted I was still worried about needing to declare the cancellation to other insurers in the future which would greatly increase premiums, however the insurer told me in writing that the cancellation did not need to be declared to other insurers. The policy was never incepted and not at risk. They also told me in writing
  3. I had motor insurance cancelled by car insurer several days before it was due to start because they said I did not meet the underwriting criteria. They refunded the policy. I was worried about needing to declare the cancellation to other insurers in the future which would greatly increase premiums. The insurer however told me the cancellation did not need to be declared to other insurers. The advised that the information would not be shared with any databases for other insurers, so other insurers would be unaware. However some time later I checked the MIB MID and lo and
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