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Ploppy McPhee

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About Ploppy McPhee

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  1. Yeah but im at a loss as to why else its gone quiet......almost 6 yrs? Oh well, i'll wait and see.
  2. Yes statute barred, apparently the debt dates to 2010, however to my knowledge ive never paid anything?? As for the claimform, that was submitted 30 days ago now.
  3. Well 28 days later and nothing heard. Called the court and they say i have another 5 days to wait until the case is stayed. Ive been sent the paperwork to have the case struck out although it will cost £50. Not sure what to next really, the original date of the claim is 2006.......im assuming that this means the 6 years is up anyway? cheers
  4. yes, I copied it from someone else on the forum in a bit of a panic before i had read enough to realise it is too short and submitted too early. Lesson learned! Is there a way to amend the defense??
  5. Thanks dx Ok ill do as you suggest, many thanks. The PoC ref number has 12 digits cheers Jim
  6. Thats great and really helpful...thank all! Ill register with both CRA's and also chase Carter's for a response. Who is it best to send the CCA to...Creation, Lowell or Carter? Im assuming Creation as they are the original debt holders?
  7. Hi guys Thanks for the speedy responses guys! dx: Never had a store card...ever. Anything else that it could be? I suppose this will hinder my CCA request as they are for separate types if debt? Name of the Claimant ? LOWELL PORTFOLIO I LTD Date of issue – . 03 NOV 2015 What is the claim for – THE CLAIMANTS CLAIM IS FOR THE SUM OF 300.43 BEING MONIES DUE FROM THE DEFENDANT TO THE CLAIMANT UNDER AN AGREEMENT REULATED BY THE CONSUMER CREDIT ACT 1974 BETWEEN THE DEFENDANT AND CREATION CONSUMER FINANCE UNDER ACCOUNT REFERENCE ************* AND A
  8. Hi all I received a Court claim form from Northhants business center courts on the 5th November (dated 3rd). The claim is for £300.43 from a company called Creation Finance and is being handled by Lowell via Brian Carter solicitors. I have absolutely no idea what the debt is for and have never even heard of Creation Finance. I have always kept up to date with any payments from past credit cards loans, phones etc. I have also had a good credit rating, having phones, sofa, car etc in the past and never an issue with repayment so I'm completely in the dark about why they
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