Income Support and max bank balance in Benefits and HMRC Posted December 6, 2015 Changes in savings are not notifiable unless the amount goes over £5,500. The amount that people have in the bank changes virtually every day so smaller changes are not notifiable. Stating the exact amount of savings is usually only done when applying for benfits, you'll always be below the threshold anyway. An executor has great leeway to distribute an estate when and how they want, as long as it complies with the terms of the will. Interim payments are commonly given to beneficiaries, as sometimes monies must be witheld by the estate for a fixed period to satisfy any potential liabilities. The question should be is it lawful not whether it is suspicious. I'll admit it is pretty slippery but probably no more than many tax-avoidance schemes like bed and breakfasting. If any member can see a flaw in the strategy I'd be grateful for their opinion.