Thanks Dx, will do

Hi DX, we don't know who the insurance company was as we never received any paperwork after the loan started. The only reference to the PPI is on the igroup application form.

Hi all, I am hoping someone could answer a few questions. My husband & I took out a secured loan with igroup in April 2004 with Ocean Finance acting as the broker. The loan had PPI on it to the tune of £1800. My questions are: (1). The PPI only covered the first five years of a 14 year loan, which presumably means after this we had no cover but were still paying for PPI. Is that a case of mis-selling? (2). I read in the papers about unfair relationships & secret commissions . On the original paperwork which we have kept, it states that Ocean Finance did not receive any commission from igroup , in fact the PPI part of the loan was paid to igroup Financial Services ltd . I am assuming Ocean Finance did not do all that work for nothing. (3). who do we complain to igroup or Ocean Finance? Thank you, Sallyann