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bigjug_1991

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Posts posted by bigjug_1991

  1. Hi,

     

    Thanks in advance for any help and advice!

     

    I left Dubai in July 2010 and had a car loan.

    I took the car back to the dealer and spoke to the bank about the remaining amount due on the car loan before I left.

     

    I was leaving relatively quickly and had about 3 weeks to sort all of this out.

     

    The value of the car was about the same as the amount left on the loan.

    I think there might have been AED 10,000 difference

     

    . I spoke to the bank and had to wait two weeks to get a letter with the remaining loan amount before I could settle.

     

    Unfortunately the bank was late with this letter and I got on my flight and left this behind. This was possibly a little naive.

     

    5 and a bit years later I have received a letter from a debt collection agency asking for AED 169,000 (approx £25,000).

     

    I think they have sent the letter hoping they have the correct address as I do not think they are 100% sure that I live here.

     

    Can i ignore the letter or should I respond?

     

    I am worried about responding as the amount is so much!

     

    I really cannot aford £25,000 - we'd have to sell our home to pay such a debt.

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