Hi All! 6 year point has now passed on this, as I have mentioned previously I am aware that CCJ's don't become statute barred. However, they have now chosen to inform me that they are looking to change the current charging order (Which I don't believe they have) to an attatchment of earnings order, following them asking the courts for the claimants details to be changed. I'm guessing this is merely pressure tactics so i'm just putting it out there for a little bit of reassurance? If anyone has a moment it would be much appreciated. Many Thanks

Thanks! That was my first thought. It is not possible for them to have a charging order on any property of mine as I do not have any. Mortgaged or owned outright. I expect my best way forward is to do as you suggest and simply wait, it is less than 90 days until the CCJ is of the records. I assume this is why they are exerting pressure. I have also noticed that the amount they allege I owe is different to the amount stated on the credit file. I am taking it that someone somewhere has added charges/fees. Again I didnt think you could do this?! I will wait and update this thread should anything more occur. Thanks again

Hi, Had a letter today from DLC regarding an outstanding CCJ, in that letter they are stating that it is currently being enforced by way of a charging order. Now I've done a bit of research and it appears that they are stating they have a charging order against my property. The thing is I live in rented accomodation and havent had a mortgaged property of any sort since 2009, this is now owned by the local council who bought it following repossesion. My question is, are DLC being fraudulent by claiming a charging order exists or does one still exist at my old property. For reference the property was repossessed in 2009 the CCJ was September 2010 although I only became aware of the CCJ recently following a check of my credit file and have had no paperwork regarding it to date until this letter. They clearly have my current address as the letter was sent directly there and not forwarded, I have lived at two other addresses since 2009! So they are tracking my current details. The letter goes on to state they are putting the matter in the hands of Cabot financial and that their solicitors will be in contact with me regarding further enforcement. Question is 1) Do they have a charging order? 2) How can they enforce one if they do as I do not own any property. and 3) Do I do something about the issues if they are being dishonest? The CCJ will be off the records in September and although not statute barred I believe it is much more difficult to follow up/enforce once that date passes. Please correct me if i'm wrong. Any help would be greatly appreciated. Thanks