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About lucielocket

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  1. I have received a small claims action in the post. It is a warrant to serve. The pursuer is Cabot Financial (Uk) ltd. The pursuers solicitor is Optima Legal Glasgow. The debt is listed as. Halifax Credit card entered into on 28th May 1996. The papers claim that I made a payment on 29th September 2011. I have not acknowledged this debt and did not make the alleged payment in 2011. The amount sought is £2,942.92. I am very worried about this as I am self employed on a very low income and struggling to make ends meet as it is. How do I argue that this debt is so old that i
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