Jump to content

Travis.T

Registered Users

Change your profile picture
  • Content Count

    31
  • Joined

  • Last visited

Community Reputation

1 Neutral

About Travis.T

  • Rank
    Basic Account Holder
  1. Have a look at my post....Claim struck out ...for the same reason Sabresheep has said in post 20 http://www.consumeractiongroup.co.uk/forum/showthread.php?458251-hoist-claimform-old-LLoyds-OD-Debt-poss-SB-d-***Claim-Struck-Out***
  2. Hi again...got the court papers/date a couple of weeks ago..set for 27 may ,with directions for both parties to comply .So I sent my witness statement to the court 16 days before the court date.(last wed I think) Just received letter from court Claim struck out Reason Hoist/cohen did not provide a witness statement within prescribed time and FAILED to pay fee on time as per directions of court.
  3. Hi again,some advice needed regarding this ... Defence served on Hoist/ Cohens 14 jan 2016.with the footnote that they must contact court within 28 days to proceed. Have just recieved court papers dated 27 april 2016 advising of mediation or to proceed to court. SHOULD this be stayed as it is well over the 28 days??????
  4. said same as post 1, was waiting for payment offer from JDW. Started getting letters from DCA's now don't know who or what to pay.
  5. spot on sidewinder.. "The Tribunal found that dismissal was justified. The Judge found that destruction of the CCTV evidence was reasonable as it was in line with company policy to delete after 14 days" another hurdle they hide behind is data protection.
  6. Sorry my mistake ...I meant Llowells.. Copy of agreement / default notice etc.. Oh and carters was a cpr request not a cca. "CPR does not apply as claim will probably by allocated to small claims as simple contractual matter.
  7. Thanks Andy..was worth a try It looks like I'll have to wait as DX said in post 10
  8. Defence filed awaiting claimants response. ..Carter refused cca request ..reason does not apply.. No response as yet from JD Wiliams. To be honest I don't think they have an agreement, my o/h seems to think she ordered the items online and they were then sent out. Neither of us can remember signing anything
  9. hi dx.. Yes I filed emb defence. I also added that I reserve the right to amend or file a full defence when the required documents are recieved. Providing that the claim is not statute barred..Don't know if this addition is valid or not !!
  10. re post 15... I also work for this company and our store follow procedures to the letter in cases like this.. An investigation starts the ball rolling...followed by an immediate suspension. An invitation is sent out by post for a disciplinary, where a police officer or a member of profit protection is present .It may be the store manager OR in most cases like this an independent manager from another store.. ALL the evidence is explained / shown to you at this time... and cctv is their biggest evidence as is the till counts etc.. To summarise This STINKS and as advised in other posts union legal team or solicitor
  11. This claim is for the sum of £349 in respect of monies owing persuant to an overdraft facility under bank acc No.xxxxxx. The debt was legaly assigned by MKDP llP (ex Lloyds banking group) to the claimant and notice has been served. The defendant has failed to repay overdrawn sums owing under the terms and conditions of the bank acc. The claimant claims.. (1) the sum of £349 (2) Interest persuant to s69 of the county court act 1984 at a rate of 8% from the 28/05/10 to the date hereof 2047 is the sum of £157 (3)future interest accruing at the daily rate of £0.08 (4) Costs
  12. Name of the Claimant ? Hoist Portfolio Date of issue – 08/01/16 What is the claim for – 1.This claim is for the sum of £349 in respect of monies owing persuant to an overdraft facility under bank acc No.xxxxxx. The debt was legaly assigned by MKDP llP (ex Lloyds banking group) to the claimant and notice has been served. The defendant has failed to repay overdrawn sums owing under the terms and conditions of the bank acc. 2.The claimant claims.. (1) the sum of £349 (2) Interest persuant to s69 of the county court act 1984 at a rate of 8% from the 28/05/10 to the date hereof 2047 is the sum of £157 (3)future interest accruing at the daily rate of £0.08 (4) Costs What is the value of the claim? £510 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? Overdraft on current acc. When did you enter into the original agreement before or after 2007? Before 2007 Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Hoist Portfolio Were you aware the account had been assigned – did you receive a Notice of Assignment? Not aware of any assignment Did you receive a Default Notice from the original creditor? NO Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? NO Why did you cease payments? Did not cease payments....Moved banks in 2002 What was the date of your last payment? n/a Was there a dispute with the original creditor that remains unresolved? Yes..dispute was over ppi and charges etc..( Bank was officially informed of dispute in 2001/2002 non compliance of sar ) Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? NO
  13. My O/H has just received a court claim for a Lloyds overdraft , She has not banked with Lloyds since 2002. She left the bank over a dispute regarding ppi etc.( The bank was formally informed the account was in dispute) The claim is by Hoist Portfolio via Howard Cohen. She has filed an embarrassed defence and will post a s77 cca request to Hoist in the morning as we have nothing regarding this account ie aggreement / default notice etc... Besides possibly being statute barred she doubt's if these documents actually exist... Does she now just wait for cca s77 compliance OR is there more she needs to do.
  14. As I have received a court claim..Do I still have to pay for a cca request and cpr request to solicitors.If so CCA I know is £1 ...How much for a CPR request??
×
×
  • Create New...