We got a log book loan with Varooma,
we fell behind on a couple of payments and it was suggested that we take another to clear the debt.
Naively we agreed.
The payments were £89 and £102 a month (approx),
being made redundant meant we got behind again
despite numerous attempts to negotiate a fair plan going forward
we have been told again and again that they can't as we are in arrears.
The issue is we can't get out of the arrears.
We currently pay £150 a month on each but the interest on the arrears means the debt increases every month.
I can't not