Okay will do thanks. Any advice about the court?

The letter SAR I sent the data Department wasn't processed and I received abother letter for me to fill out about what data I want. I didn't sign the letter so they said they couldn't verify identity. Also I didn't receive me po back from them. What should I tell the court whilst I'm dealing with this?

Okay, I understand. Thank you.

Hoist letter?

Update the collectors have sold the debt to another company.

Customer service person on the line.

Apparently since the account is closed they don't have access to it so I have to go to branch?

Sent SAR to the original company.

ame of the Claimant ? MKDP LLP Date of issue – dec 2014 Judgment was January 2015 What is the claim for – 1.The Claimant claims the sum of 640 being monies due from the Defendant to the claimant under a regulated agreement originally with HSBC Bank plc. The defendant's account number was .... and was assigned to the Claimant on 07/2013. What is the value of the claim? 700 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? Credit Card When did you enter into the original agreement before or after 2007? Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes Did you receive a Default Notice from the original creditor? Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No Why did you cease payments? What was the date of your last payment? Was there a dispute with the original creditor that remains unresolved? Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt managementicon plan? I did talk to someone at the time but nothing was agreed as the repayments they wanted were not affordable

Is it worth doing a prove it letter? Or is that out of the window?

Yes received judgment

When was the account opened? Not too sure around 2006, was an old student account When was the last time you made a payment? Also not too sure as i have no statements but more than 3years ago When was the Claim form issued? When was the judgement? Judgment was in January Is the debt still on your credit file? Most likely, haven't checked Why did you not respond to the N1 claim form/ Or acknowledge the claim Or file a defence? Wasn't sure is if it was statues barred/ got lost in other letters

Hello I had received a claimform from MKDP re a hxbc credit card for £600 in Jan of this year I haven't made any payments on it and i am unsure of how to proceed. I'm pretty sure this would have been statutes barred so that's why they have proceeded with this route.