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Everything posted by balina2

  1. Forgot today, loan agreement they've sent me a very blurry copy of is dated 2004. The default notice is a weird download from their system. The annual egg loan statement is dated August 2010 to an address I wasn't residing at. Showing last payment received August 2010 which I don't have reflected in my bank statements.
  2. Hi, Apologies to resurrect this post despite my having filed the defence and Shoosmiths writing to say the claim was submitted as an administrative error, I've been contacted again this week. Shoosmiths have now written to me to say that further to my defence they now enclose. Personal loan agreement Default notice (system information as our client does not hold a copy of the default notice sent to you) Annual egg loan statement Notice of assignment between Egg and Brittanica recoveries. Notice of assignment between Brittanica and Arrow. In light of the info
  3. I haven't sent a SAR no. JD williams never placed a default. The default was only placed in the last 12 months by Hoist even though they're saying it defaulted in 2011 they didn't record it from then. I spoke to Jd Williams and they asked me to send them bank statements showing I wasn't residing at the property when the account was opened. Obviously I refused to do that. I then reported them to the Ombudsman. Hoist then told me not to liaise with Jd williams but to only contact them.
  4. Hi, I would really appreciate some advice on trying to remove a default I have with HOIST PORTFOLIO HOLDING 2 LIMITED. Despite me not having a debt with this company and despite me pursuing them for evidence of a debt (they say it originates to a mail order account opened with JD Williams in 2004 at an address I only temporarily resided at) they have failed to provide proof and continue to place a default on my credit file. They are claiming the account was receiving payments through a debt management company until 04/2011 when they claim it was defaulted.
  5. Hi Thanks for your advice. I have now received a letter from Shoosmiths stating.... Please accept our apologies for the administrative error occurred and note your account is in fact on hold pending receipt of the requested documentation from our client. Please rest assured no further contact or proceedings will be issued in the interim. Additionally please keep the Claim Form for your records should you need to respond to this in the future. Should we be in a position to avoid such proceedings, once your query has been resolved, we will simply discontinu
  6. Thank you again. in which case do I sent a standard CCA request to Arrows or do I mention that I had in fact requested this already through Shoosmiths but it has not been forthcoming? And do I need to still give them 12 days?
  7. Thanks everyone Shoosmiths have cited that all correspondence should go to them not to Arrows. Therefore am I okay continuing to request proof of debt direct from them or do I still separately have to go to Arrows?
  8. Name of the Claimant ? Arrow Global Limited Date of issue - 12th August 2015 What is the claim for – The claimant's claim is for the sum of 20k being monies due from the defendant to the claimant under a regulated agreement between the defendant and Egg Banking plc and assigned to the claimant on 08/02/2013 notice of which has been provided to the defendant. The defendant has failed to make payment in accordance with the terms of the agreement and a default notice has been served pursuant to the Consumer Credit Act 1974. The claimant claims the sum
  9. Hi, I have debt from pre 2007 which, after a few years of creditors leaving me alone is now coming back to haunt me full pelt in the form of solicitors letters from Debt Collectors. I suspect this is because they have wind via the land registry that I bought my parents house two years ago (to help them secure a more affordable mortgage after their ill health prevented them from working). The last time any of these debts were acknowledged was February 2011 when a DMP made a payment on my behalf. However I do not know any more which debts are still outstanding.
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