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Amy0807

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About Amy0807

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  1. Thanks Andy So you think its best just to get my statement and documents sent to the court and Carter now and not wait to receive anything from him? Also in my statement if I go from the example you kindly posted and adapt it to my case should I still use the requests for credit agreement? even though I now know if it was an overdraft debt they would not be appropriate? Thank you again! Amy
  2. Hi shamrocker here is the document I received from the court, just typed it up instead... District Judge ****** has considered the statements of case and questionnaires filed and allocated the claim to the small claims track. The hearing of the claim will take place at 10:00 AM on the 16 October 2015 at the county court at *******..... and should take no longer than 1 Hour. A hearing fee of £25.00 is payable by 2 October 2015 by the claimant unless you make an application of fee concession. Failure to pay the fee will result in the hearing being removed from the l
  3. Thanks so much Andy only just saw this reply I'll give this a proper read through and get an idea for mine. Also will double check my documents to check the simultaneously handing over of the WS pretty sure it just said to send it to both the court and the claimant within the time period Thanks again Amy
  4. Yes i will call lloyds and see what they say... I still think i will be entering a witness statement as carter/lowell have also not provided me with any documentation i have requested. if the court rule in their favour then i will pay within the 28 days to avoid a ccj and take that as a lesson learned. Normally i am the type of person who would bury my head when it comes to any problems so just the fact that i am trying to face this is a step forward for me.
  5. Thanks unclebulgaria67 I have infact moved house several times since then so it could be possible letters have went else where and as i had no reason to believe there was anything out of order i have not given loyds new address. I should have contacted lloyds earlier i know but didnt know where to begin with that as i don't have any of my old bank details etc and panicked because i knew i was on the courts timetable. If my statement is due in the beginning of October will i have time to contact lloyds now? And if they come back saying there was an overdraft debt what happens then? O
  6. thanks dx yeh the number on the form is actually 14 digits long, i would say that it could only be an OD as i certainly never had a credit card or loan from them.... thanks for moving the thread, ive been looking at the others, and I've noticed that this is the stage where carter will either send a letter of dismissal or pull some documents from nowhere to put in his statement.... i think i just need to send my statement in by the 2nd October and then wait, just don't know how to word it so it doesn't sound so amateur, hoping carter will back off but k
  7. My first time using a forum ever, wish i had done this sooner .... ill try and explain best i can. had a Lloyds bank account roughly 5 years ago, changed bank accounts since and thought nothing of it. I then received a County Court Claim form on 28th April 2015 then a letter from Bryan Carter Solicitors on 29th april 2015 out of the blue saying i owe £270 The claim form states : Particulars of claim The claimants claim is for the sum of 181.10, being monies due from the defendant to the claimant under an agreement regulated by the consumer credit ac
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