I am new to forums so i apologise in advance if this is in the wrong forum.
I had a call from a foreign gentleman called "philip" claiming to be from the complaints department
of the Financial Conduct Authoruty
stating that certain creditors (Santander Barclays and capital one) of mine had got together
and complained to his department as I was in a debt management arrangement,
gave an approximate value of debt owed and wasn't paying them enough to clear the debt quickly enough.
While we do owe money to these creditors
two out of the three are in my wife