thanks again sorry what is a recon

The original creditor Vanquis it was credit card oricignal ac started 11.12.2010 regards

Thank you for such a prompt response I will send the letter today just one qustion on the 2nd paragraph I expect you to comply fully and properly with this request, within the statutory time limit. You are reminded that should you fail to comply with my request; the provisions of s.77(4)a/78(6)a/79(3)a(delete as appropriate) will apply. it states deletes as appropriate would this be S78 or Sa78 ? regards

Good Afternoon Hopefully I have posted this in the correct place I recently return from a job abroad since getting a new place started receiving mail from Cabot re an supposed out standing balance which they have bought (under 500) today I returned home to a letter from Mortimer Clarke telling me their client (cabot) has instructed them to start legal proceedings which would lead to a ccj they have recently added to my credit file a default but it also states this was default in 2011, some one has advised me to send a cca request but i am not familiar with this and whilst there is so much great information on this site, it has me a little info-dizzy. so I was hoping someone can assist thanks in advance