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The burgh

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About The burgh

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  1. Once papers are issued I will remove this to the legal post area.
  2. I have a nice screen shot of the default on gold 18 months after it should of been removed and a screen shot of it being put back,on 1 month after it was removed, I love technology ! VFbhave no argument Experian are trying to argue they can do nothing until advised. They had a letter fron VF saying 6 years old in July 2015(correct date February 2014) so they were advised!
  3. VF sent them a letter stating it was 6 years old 26th July default was still on 26th August for me that was notice given and the ICO agree!
  4. See the dated between the last 2 posts, keep going folks annoying but you can win
  5. A pleasing update. The ICO have told me and Vodafone that they breached parts 1 and 4 of the DPA in addition experian kept the default on file for a month longer than VF,s wrong date. So they are both going to the small claims court. Experian haves hit themselves and called me asking for a £ number(I have left it to them to start the ball rolling) worse for them I got the FOS to wrote to them and they did not respond in thev8 weeks given. The FOS are not happy! VF as usual care not but bathe court will I know it's a long hard slog (a year in this case) but it's worth it in the end. Thanks to the ICO case assesment I am on a win win! Look forward to making this site a very thankful donation very soon!
  6. In reply to my SAR they have said they can't provide unless I supply evidence of my address and the 40 days will start once I have re-submitted this . They have written to me twice at my address, myself and Lee have had many phone and email chats . I assume they can request this or are they playing for time? Help!
  7. Can they really get away with adding to my file 4 years after the default?
  8. Got an email from Lee at VF last night with a major offer of £50+VAT. He said the default should of been on my file in March 2008 but due to an error t did not go on until 2012. This means that even though it was on my file a whole 4 years after the event (is this allowed ). That would mean it should of been removed in April 2014 and not August 2015 17 months after it should have been removed. I have no option now but to pass this onto the ICO and take VF to court. I am astonished that they can by letter and email admit to these errors but think the actually did very little wrong.
  9. Well I gave VF until today to make an offer of compensation. As I suspected nothing. myself and my pal a recently retired lawyer are putting a case together for the small claims for compensation. In addition we are putting a nice pack of data to the ICO and once the SAR is with me we will add to their pain. I will not and none of you should not be beaten! VF need to pop up to Edinburgh very soon and explain to a court what they have done and why. My evidence (some from Lowell!) will shock the court and after a lot of effort and time justice will be done. It's a real shame that even though companies like VF know you have all the evidence they still believe you will back off. My advice, if you have the proof then why not pay a few quid to give then a wee smack on the cheek,
  10. i have just spoken with Lee and the admit an error and are removing the default. He asked for my expectations regarding compensation and I have based that on a similar event on here a couple of years ago with a very similar set of events so the bar has not been set too high. Realistically I would be awarded more in a court but if VF are wise they will settle before that is needed. In my line of work I have be credit checked before taking on a new role or when applying for a new job. Let's just say that their actions have impacted greatly on my current situations. I have been turned down for a number of things and have been restricted to the use of cash for some large but much needed items. Taking this into account along with the injury of credit (quoted by the judge in the Ruskin case I believe) added to my actual costs in time and money, my guideline to VF is quite conservative . I will update once a figure has been agreed.
  11. Thanks silver fox 1961 I have the cock up info via an email sent by Lee. I have said that all they need to do is check the default against their records and they will find it was not mine. In addition according to the dates supplied by VF it looks like the default was placed 2.5 years after it went into default. The letter also states that this default was 6 years old on 24/7/15 but it is still on my file. I have advised Lee that however you look at it there are at least 2 data breaches here! I have also said that if VF don't come to me with a decent compensation agreement I will without doubt take them to small claims. I feel I am getting closer as I really do have a win win here but VF are really dragging this on. Once again many thanks for this great site and I hope that very soon via VF I can contribute £ to ensure this help can continue.
  12. another update! Lee has advised me that the letter from VF stating default to be removed on 24/7/15 was in relation to another person with my name! The dates in the letter are spot on with thid default as is the amount. It looks like they have hit me with someone else's default. Shame I have to wait for the SAR to confirm this but surely this should be removed. It us still there causing me pain. Reading this site helps and shows me that if I keep going I will win. When I do this wee site is getting a nice donation. It's comforting to know it's not just me!
  13. Another update: Lee said he checked my experian file and can't find a default there. I looked today and yep, still there. Now although it should of been removed in 2013 Vodafone sent me a letter stating it would be 6 years old on the 24th July 2015, now I am no rocket scientist but the fact that it is still there is surely not right. I am sending a copy of the letter to the ICO so they can ask Vodafone why it is still there. Boy this is tough work!
  14. Hi all a quick update: Lee contacted me today. I told him that the info I have in hard copy from Lowell who bought the debt confirms VF added a default in July 2008. As data controller Lowell removed the default in 2014. After several letters to VF I got a reply on 14 July 2015 confirming they placed a default on my file in August 2012. Lee confirmed the first default account was also the 2012 default account! He is confused and hinted that they may not have placed the default but maybe the CRA's! I'm thinking if VF wrote to me saying they placed the default in 2012 then that's what happened! Lee advises they will investigate what has happened and if it was their fault. He also asked that I do not contact CRA's Lowell, or the ICO as this will increase the info requests and add to investigation time. Aye right! Lee had access to the account in question as we spoke at length on the phone yet the default is still on my file no offer of asking for this to be suppressed while they investigate. I have all the info I need to confirm the default should have been removed over a year ago but no still there. Neither Lowell or Vodafone have yet to give any information confirming this debt relates to me! I am at a loss. I have given VF until September 1st to get back to. If not I have no option but to take vodafone to court calling Lowell and CRA's in addition to establish how a default from an account the defaulted in 2008 has been defaulted 3 times on my files and is still there. The main reason I need to chase this to the end, if I ever move job in my industry in will always have a 5 year work and address check and credit check! Can't move job just now! NB Lowell and VF debt amount agree but my CRA and last VF figures differ. Nobody seems to know their arse from their elbow but the detail is still there!
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