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kadunud

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  1. Last deposit was a year and a half ago maybe. No standing orders or direct debits. And no, no assets whatsoever in the UK, though my parents live there but I was under the impression they couldn't be pestered over this.
  2. Yeah, I sort of figured they'd be stuck for options if I don't plan on moving back to the UK. I had planned to pay it however, so I suppose I'll just have to see if they'll be willing to take the payments that I had been going to make.
  3. I left the UK permanently in January. I had a Natwest account with an arranged overdraft of £1800 (of which I had used £1690) that I was going to pay off a large chunk of in December when I go back and visit. Today I got a letter forwarded from the UK saying that they 'intend to file a default and close the account'. They said that I had to respond by the 2nd of October to respond or the account would be closed on the 2nd of November and the overdraft would be called on. I'm going to try and call them but it'll be a couple of days until I can. I just wanted to see if anyone can tell me a) why they have done this, and b) what is likely to happen and what action I ought to take. Thanks
  4. Definitely not student overdraft, never got into that. I'll send them a letter, thanks.
  5. SLC. I just said I got their letter, put the date of it, and gave my mobile number and asked if they could call me to explain it.
  6. I have no idea if it's Erudio or anyone else. I'm guessing that they've sold it on then, as it's been almost a year since that letter, they must have - but they haven't made any attempt to get in touch with me. If it's been sold on, what does that mean for me? Does that me that my dealings will only be with whoever it was sold on to rather than the SLC?
  7. I've lived in Latin America since I finished university in 2010. Yesterday I was given a letter which had been sent from the UK almost a year ago (dated August 21st 2014) saying my account is in arrears by over 1300 pounds. God knows what that has escalated to by now. A few weeks ago, someone called at my dad's house in the UK looking for me - I'm guessing that that is whatever debt collection agency they've sent after me. 1300 GBP is is pretty close to what I earn in a year in this part of the world (basically a volunteer worker) and I've never earned anywhere near their threshold for paying them back. I think this demand for money has been triggered because there was no contact between me and them throughout 2014 (googling this seems to show that you're supposed to submit forms every 12 months, not that they ever told me that). Obviously I cannot pay them back anything as I simply don't have it, and will not have it for the forseeable future. I've emailed them a response asking them to phone me, but until then I'd appreciate it if anyone could shine some light on what I should be expecting here. Basically, what do I do? And what about if it has gone to debt collectors, which I suspect it has?
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