jason987
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Everything posted by jason987
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Hi I contacted the solicitor today.. Basically he said two choices pay before 23rd nov and all dropped or it goes to court and the charge will stand ...
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Ok thanks is it ok to contact the solicitor over the phone or not as if it comes to it I will have to go to court to fight my side and see if I can setup a payment plan ...
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Thanks Andy I have got a letter from the land registry in the letter today from them it's a B136(co) Application to register a restriction So had this decision been made or had it got to be made in court on the 23rd Nov ? I have a sheet which says interim charging order n86 The application will be heard at 2 pm on 23rd November 2015 at the county court when a judge will decide whether the charge created by this order should continue ( with or without modification) or should be discharged .
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Hi Thanks for that so is it a CCJ as I may have to borrow £3000 as I can only get £5000 now and the CCJ will stop me borrowing to pay it off ... Do you know if I have to go to court to make the payment as I only have the letter shown and a address for the solicitor ..
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Ok thank you That's me not sleeping tonight worried about this again Jason
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Ok so rosendales are out of it now ? What do I need to do as I have not been to work worrying about this all afternoon, I have contacted some family and I can basically get over £5000 by the end of the week .., Is the order of recovery a CCJ ? As I have never had bad dept and really didn't want this just wanted the answers ?
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page 1 page 2 Is that enough or do you need anymore? Jason
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Hi all Well time has flown the last i heard about this was start of August when i put a complaint to rosendales about the way they acted, i got a letter back saying they would investigate my complaint. That was it nothing since.. Until today when a Order for recovery of award was issued.. It states that on 23rd nov the court has been booked for hearing .. What happens next ?? Please help Jason
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Does anyone know if they take it to court for a charge to be put on my property will I be notified officially first and be able to attend court to defend or is it done behind closed doors and the first I know is paperwork saying I don't own my house fully anymore ?
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According to rossendales i should have had a letter from the court which i never got, then they say that they act on behalf of the legal aid agency to sort and collect payment, they also state i had 28 days to dispute the dept but when the first letter left their office i was half way through a prison sentence which made it almost impossible to repy...
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I will call again they just seem like they don't want to know but i will try ...
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I have sent the same letter i sent rossendales and also called legal aid but they said i have to communicate with rossendales ..
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Hi all had a reply today what do you think is next as you can see they refuse to stop chasing ... Thanks
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ok sent letter recorded today see what happens ... Thanks everyone
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Hi thanks for that but i haven't paid a penny yet a I'm just not sure i owe it !!
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Taken from their website !! The Key Components of our recovery processes are: Portfolio Segmentation Bespoke lettering campaigns and strategies Predictive dialer capability utilising blend and IVR technology Full call recording ensuring PCI DSS compliance SMS text messaging to improve contact rates Doorstep Recovery with nationwide coverage Online Client Access to allow real time updating of accounts umm True you are both right its just wanting to get the facts across .. What out of that letter would you both use ?
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Thanks i have added a bit ... What do peoples think ok or need editing ?
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Legal Aid Agency PO Box 325 Rossendale BB4 0GF Ref: ********* Dear Sir/Madam Ref my telephone call tonight about my alleged outstanding debt of £7877.44, as mentioned on the telephone I have no way at this time to pay the debt in full. I however can make a gesture payment of £2877.44 leaving £5000 to pay, which I could pay £500 per month for the next 10 months. The payment would be made by direct debit on the first day of the month. Before any of the payments are made I will require evidence that this amount of debt is owed “I.e. what has been taken into account to reach this amount”. I have never received any sort of bill or even a letter from the legal aid agency stating that I have to make a contribution of any amount. While in court it was never mentioned by the judge or my legal team. It also seems strange that the first I ever got told about the contribution was two years after conviction, when you (Rossendales) wrote to my wife, this of course was more than 21 days after the end of the proceedings which denies my statutory right of appeal and also the letter being from a private company and not from the assessing authority which means the inferred liability may not be genuine. Taken from {http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?168-Bailiffs-and-High-Court-Enforcement-Officers/capital-contribution-order.htm}. I have also familiarized myself with the Financial Conduct Authority (FCA) consumer credit sourcebook, which states the following rules. "A firm must not ignore or disregard a customer's claim that a debt has been settled or is disputed and must not continue to make demands for payment without providing clear justification and/or evidence as to why the customer's claim is not valid." 7.5.3 "A firm must suspend any steps it takes or its agent takes in the recovery of a debt from a customer where the customer disputes the debt on valid grounds or what may be valid grounds." 7.14.1 "Where a customer disputes a debt on valid grounds or what may be valid grounds, the firm must investigate the dispute and provide details of the debt to the customer in a timely manner." 7.14.3 In not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods. Furthermore, ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment. I would ask that no further contact be made concerning the above account unless you can provide evidence as to my liability for the debt in question. Should this not happen, I will have no option but to make a complaint to the Trading Standards Department and consider informing the FCA of your actions. I have forwarded a copy of this letter to: The National Courts Team Legal Aid Agency Level 6 The Capital Union Street Liverpool L3 9AF I look forward to your reply. Yours faithfully
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I am now going to write to rossendales with a payment plan (my wife dosent want the stress of it all and a couple of requests from them to provide evidence i owe the money.. Would somebody be able to look over the letter and see if it looks ok as I'm not good at this stuff? Thanks Thats what worries me !! I just worry the knock will come on the door !! Dear Sir/Madam Ref my telephone call tonight about my alleged outstanding debt of £7877.44, as mentioned on the telephone I have no way at this time to pay the debt in full. I however can make a gesture payment of £2877.44 leaving £5000 to pay, which I could pay £500 per month for the next 10 months. The payment would be made by direct debit on the first day of the month. Before any of the payments are made I will require evidence that this amount of debt is owed “I.e. what has been taken into account to reach this amount”. I have never received any sort of bill or even a letter from the legal aid agency stating that I have to make a contribution of any amount. While in court it was never mentioned by the judge or my legal team. It also seems strange that the first I ever got told about the contribution was two years after conviction, when you (Rossendales) wrote to my wife, this of course was more than 21 days after the end of the proceedings which denies my statutory right of appeal and also the letter being from a private company and not from the assessing authority which means the inferred liability may not be genuine. Taken from {http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?168-Bailiffs-and-High-Court-Enforcement-Officers/capital-contribution-order.htm}. I have posted a copy of this letter to: The National Courts Team Legal Aid Agency Level 6 The Capital Union Street Liverpool L3 9AF Yours faithfully
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Hi Thanks for the reply.. Yes it is in my name only ...
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After reading the thread dx100uk posted it seem the person on that thread did not quite have 30k equity, the problem i have is even with a 50/50 split i still have more than 30k... Can anyone give any sort of advice as what i could write and who would be best to write too legal aid or rossendales even both? I did tell rossendales i would write a letter with a repayment plan but she said send it unless its cleared within 7 days then court .. Thanks
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Hi Yes I did thank you I am going to write with similar stuff
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The 30k is in my home and I can't get a mortgage due to recently coming out of prison and only working part time .. I will write some letters see where I stand
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Hi The letter has Legal aid agency written over it The address is Legal Aid Agency po box 325 Rossendale BB4 0GF 08447013962 After speaking last night she said its not Rossendales taking me to court but the Legal Aid Agency and they will charge the dept against me house and include £400 fees and 6% interest until the dept is clear then i will have to pay to remove the charge... I fully Agree i took legal aid and lost the case and that i have over £30k in equity but its just the time scale of thing and the way they do the collection !!! I asked about payment plan and all she kept saying was can you make any sort of payment now even just a few hundred pounds ? I just don't know what to do as i don't have £8000 and can't get it.... Thanks again P.s no baliffs are not mentioned
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