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Everything posted by Aaron8219

  1. Hi Everyone, I have now received a response from Parking Eye. I have attached the letter, with parts removed for confidentiality. Just a couple of points to clarify though; Parking Eye Response (Paragraph 3) - "You have stated that you were not the driver of the vehicle at the date of time of the breach of the terms and conditions of the car park" - We didn't, we just said the driver has a legitimate expectation of privacy. Parking Eye Response (Paragraph 5) - "We have the right to recover any unpaid part of the parking charge from you, the registered keeper." - My company is not the registered keeper, the finance company is, my company is only the lessee. What do you suggest is a suitable response now? Many Thanks for your help.
  2. Hi. No reply from them yet. We'll see what happens. And yes, dates are all correct. Did they issue ticket too late?
  3. Just sent the above appeal, will update here with Parking Eye's response. Thanks for all help so far.
  4. Hi Everyone, Would appealing with the below suffice? ParkingEye; Reference: Regitration XX00 XXX Amount £XX.XX we have received your invoice. The driver has a legitimate expectation of privacy We will not therefore provide information about the individual in the absence of a letter signed by a senior company officer that will indemnify us for all costs resulting from the release of this information, including any legal advice that we will seek in advance Your alternative is to apply for the disclosure under Section 31.17 of the Civil Procedure Rules Company Name that received the Incoice.
  5. Yes you're absolutely correct. VW Finance received the parking charge, and it was then sent to the company I work for. The company I work for is named on the letter. I'm afraid I don't have a PDF editor, only the PDF reader. Unless there is some other way of doing it? I have zoomed in and grabbed the text from the original PDF. Is this any better? see post 1
  6. VW Finance are the registered keeper, the company I work for are the lessee.
  7. Thanks Honeybee, I think I will appeal on their own website then and not tell them who the driver is at this point, if at all, pending further advice from here. Something along the lines of the below? Dear Sir/Madam, I am writing in regards to your parking charge notice ref number XXXXXXXX. I wish to appeal on the basis that I do not believe the car in question was parked in the car park for the amount of time stated on your paperwork. The car was driven in at the time given, but was driven out and re visited the site numerous times during the day, and not on one occasion, for more than two hours. Please check your records accordingly. Yours My Company Name (I won't send this until I get the go ahead!) Actually, before I send that, should I be appealing on the basis that the 'event' happened on the 17/06/2015, but the ticket wasn't issued until 11/07/2015? Do they only have 14 days to issue? I have received the first letter now from my company; I notice they are referring to different acts, are any of these being broken by the fact they didn't issue the ticket within 14 days?
  8. Thanks very much reallymadwoman, As much as I admire your confidence, I'm afraid I don't have it myself and not sure what to do. I apologise for needing to be spoon fed here but is my first course of action to tell my company to identify the driver to them? Or refuse to? Ignore it? If they subsequently write to the driver, what do I appeal with? I see that I can appeal directly on the parking eye website, but it asks me to identify myself. Should I write that I am the driver or that I am 'none of the above'?
  9. Thanks very much for the reply. I have spoken to my company and they will be forwarding the original letter to me asap. Could I ask where you think they have made an error? Is it because the date of the parking is 17/06/2015, and the charge only given on 11/07/2015? Do they have 14 days or something? I wondered if I could be cheeky and ask if there is a template letter I can use so I can get the working exactly right. I wonder if there is any other input? I'm worried that I need to pay it today if I can't appeal.
  10. Hi Everyone, I wondered if you could help me. Is there anything I can do about this? It is due to be paid today to get the discount to £60, although is wasn't even issued until almost a month after the car was parked there! The driver of the vehicle was dropping off an M+S employee, the store is located in the same precinct as Morrisons, and the driver waited in the car (worked from it) until leaving later. No written confirmation of M+S giving authorisation to park there is available. Am I right in thinking these are not enforceable? Many Thanks
  11. Thanks for the reply, I regularly check Experian and indeed pay them £14.99 for the privilege! I can see that I have 124 linked addresses (variations, repeats), and can confirm that every address I have ever lived at is listed. I guess that's all I can do? I've made an effort in the past to go through them and make sure they are accurate and correct dates etc.
  12. Thanks for the reply. I have not attempted to hide from debts, and have paid back thousands over the years. However due to circumstances at the time, I didn't inform all creditors because I simply couldn't keep up with everything. The stress above, is a consequence of my nievity at the time, and I am simply trying to put situation right now, to avoid further action. I would say this is the opposite of 'hiding' from my debts. Thanks for your contribution though.
  13. Hi Everyone, I posted today regarding a CCJ that has been registered against me for an old Santander overdraft. After receiving advice I am going to ask for proof of the payment they say I made in 2009, and once I'm satisfied, I will pay it in full as I am trying to put ourselves in the best position for a mortgage and can't afford CCJs. My concern now is though, is if this one has found me from the past, will the others? I had an Egg Card, an MBNA Card, an HSBC personal loan, and a Capital One Card. The HSBC loan was with a DC for a while, and became statue barred. I have written confirmation from them that this is the case and have not heard anything regarding this debt since. The Capital One card was for £240, so not a huge amount. I have never been contacted regarding this but am worried it might have gone to a previous address. If I do get a CCJ for this though, due to the amount, I would pay it immediately in order to protect my credit file. My main concern is the MBNA, and EGG Card. I have not seen any letters for these in many years, and I can't recall seeing any since the address I actually had them in. The Santander account that has registered the CCJ now, was from that address and they made no attempt to find me by way of searches etc, just sent all correspondence to that address and then I got a default judgement. My question is, is there anyway, short of physically going to all my old addresses, to find out if any other DCs are trying to contact me? So I can deal/dispute/pay anything before it reached the stage of a CCJ? If an amount of £1000+ ends up as a CCJ I'm going to struggle to pay it immediately in order to protect my file. NB My credit file shows no debts as all have passed 6 years on default date. Santander defaulted in Nov 2008, but I have never seen EGG or MBNA on there. I can only go back as far as September 20014 though. To my knowledge, I haven't made payment to any debts for over 6 years so likelyhood is they are statue barred anyway but would like to know if any DCs are actively trying to contact me before they go to court. Any advice appreciated, even if it's to be told that I have to just sit with my fingers crossed. Many Thanks
  14. Yes they did. I've spoken again to Cohen (Robinson Way to be exact), and they have informed me that I have 30 calender days from 03/07/2015 to pay in full in order to get the CCJ removed. I asked again about that last payment. I was told by them that they do not need to provide any evidence at all as to who made the payment, it just being there is enough for the judgement to stand. I did quiz him a little and said that it could have been anybody that paid it in, to which he said, it doesn't matter, and we don't need to say who it was, the court will just be satisfied with what they have. With the above being the case, I feel I have no choice but to pay it.
  15. Just realised the time, will have to call court tomorrow. Will Cohen not know the date of the hearing?
  16. Joint account yes but absolute certainty no money paid in from other account holder. I'd be very surprised if she even has knowledge of the CCJ, or indeed that the debt was never paid as we left our relationship on very bad terms. I will check with the courts again now as to when it needs to be paid.
  17. Date on my credit file says 3/07/2015. I intend to pay in full before the end of the month if it turns out the debt is enforceable.
  18. I'm not saying that it is definitely a phantom payment. I don't recall paying money in but certainly not saying I didn't. Although I have no recollection of which debt management service I used. My query at the moment is what evidence is needed to prove who actually did make thest payments and if it is not available, can it then be set aside? As Santander don't seem to be able to provide any?
  19. I wasn't given specific dates by Santander, but was told that around this time the debt was sold to Debt Managers, and then to Credit Security. It has now been with Cohen since October 2014. To the best of my knowledge.
  20. I realise this, I am now asking if very vague evidence of payment method is enough for them to use against my application to set aside? Many thanks
  21. Unclebulgaria, I have been informed that there was £20 a month going towards the debt, that ended on 07/11/2009. No payments after this date. This would mean that the 6 years runs from 07/11/2009, however I am asking if simply a statement showing 'Debt Collection' as payment method is sufficient for Cohen to have the CCJ enforced?
  22. Thanks Unclebulgaria, I have asked Santander for this exact info just this morning. I've been told they will attempt to obtain this info from their back office but (and I quote) "It is very unlikely that we will have this information". Without this info, is the debt unenforceable?
  23. Hi and thanks for the fast replies. To clarify, Santander are saying they can see the payment, but can only see it was made by a 'Debt Collection Agency'. No specifics here. What is it that Howard Cohen & Co would need from Santander which would be sufficient proof? I am thinking that I was in a Debt Management plan, and that's how the payment was made, but I can't remember who I was with, or how any distribution was made to any creditors. And no, I didn't tell them I had moved. I was in relationship at the time which subsequently broke down in a rather horrible way, and this was a joint account. I thought my ex was dealing with it, my ex thought I was. Naive, young, and just a bad time in my life in all honesty! So just to clarify, if the last payment towards this debt was indeed 07/11/2009, then the default date on my credit file would have changed to 07/11/2014? It definitely was 05/11/2008 on my file as I still have access to it on Experian.
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