We have been customers of Provident for awhile now and have bad credit after the company I worked for went bust and it took me nearly 2 years to get back into a job. Although high interest rates we have found it very convenient to take out their loans when urgently required but if they are to stop giving loans to previous bad credit customers they will soon have no customers. It will not be long for the word to get out that further loans may not be possible and payments will stop on any current loans and then Provident will wonder why.