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About svanjo

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  1. Hi everyone Just wanted to updated you all of the success that I have had with this case. Over the last few months I have continued with the court process and went to a mediation call etc. During this call I offered Cabot a measly sum of £100 just to avoid going to court. Needless to say this was rejected by their lawyers Weightmans. Since then Weightmans/Cabot were served with a "General Form of Judgement of Order" notice where they were given 20 days to supply all the evidence the were going to rely on in court. Today, the last day of the order, I received
  2. Hi It's been a while since I've posted anything with regards to this thread. CCA request was sent but I got no response. Called Barclaycard and they confirmed that the account was closed in 2005. I therefore proceeded with logging a statute barred defence at the beginning of July 2015. To date I have had nothing back from either Shoosmiths or the courts stating that this case will be taken to trial. My question therefore is, can/should I apply to have this claim stuck out? Thank you as always S
  3. Hi I have now received a date and time for the mediation appointment. Is there anything I should know in advance of this? such as what to avoid saying etc. Also on the form that the mediation folks want me to complete they ask if I have all the documentation required to enter mediation. I was going to respond "no" as Weightmans/Cabot haven't supplied me with anything despite me asking and I don't have anything in my files relating to this. I'm also going to write to Weightmans again stating that I have informed the mediation people that
  4. Hi Thanks for the response Andy. Much appreciated. I now know that I should have done the CCA request on the same day I received the claim Do you think I should still do this or is it to late now? Take care S
  5. Hi So I have called Capital and they have told me that because the account is so old they can't see the exact date that the last payment was made but they have confirmed that the last purchase was May 2005 the account was closed in 2008. With regards to the Directions questionnaire I was wondering if you knew what I should fill in for the following questions? 1. Do you agree to this case being referred to the small claims mediation service? yes/no 2. How many witnesses, including yourself, will give evidence on your behalf at the hearing? do I say that I'll give evidence an
  6. Hi No I haven't called Capital One but will do so on Monday. Unfortunately though, this morning I received a Notice of Proposed Allocation to the Small Claims Track from the courts which states: 1. This is now a defended claim 2. It appears that this case is suitable for allocation to the small claims track. If you believe that this track is not the appropriate track for the claim, you must complete box C1 on the small claims directions questionnaire (Form N180) and explain why. 3. You must be 17 August 2015 complete the Small Claims Directions Questionnaire (Form N
  7. Hi So today I received a letter from Weightmans stating: We have received your Defence and can confirm that our client does not accept such. Accordingly, we have written to the Court to request that the matter proceed as defended. However our Client is hopeful that this matter may be resolved amicably and we invite you to contact our xxx to discuss. I'm getting very nervous as I have no idea what to do. We are so close to being able to afford a mortgage and I would hate for something to mess it all up. What would you guys suggest I do? Always thanks for your help.
  8. Hi I have now received a letter from Weightmans confirming receipt of my defence but they claim that I made a payment to this debt on the 12 May 2010 which I can't remember paying. The letter states: We write further to our receipt of your defence in which you state that the above account is statue barred. We have today requested a copy of your statement of account, together with copies of all previous written acknowledgements of this debt, from our client and will forward copies of these documents to you upon receipt of the same. By way of further information however
  9. Hi, I have just called the courts and they have told me that they have written to Shoosmiths notifying them that they have till the 18 July to continue with this claim or it will be stayed. They said that I have nothing to do unless I receive a DQ from the courts. No I haven't sent Cabot a CCA request. Do I do this now or do I just let sleeping dogs lie? S
  10. Hi Everyone After a lot of searching on the web I've decided to bite the bullet and ask for some help as I have no idea what I should do about this claim. The details are as follows: 1. On the 26 Feb 2015 a claim was issued against me for a debt which I believe to be statute barred. The particulars of claim are as follows: a. The claimant claims the sum of 4,975.38 being monies due from the defendant to the claimant under a regulated agreement between the defendant and Barclaycard Littlewoods and assigned to the claimant on 28/02/2008 notice of which has been provided to the
  11. Hi Sorry for the delay in responding. Yes I used the defence you sent me as I'm certain that this debt is over 6 years old. I have also checked my credit file with all the agencies and it does not show on any of them. I'll keep you posted on the outcome and thanks again for your help. Take care S
  12. Hi Thank you so much for your response. I have filed my defence and will now just need to sit back, wait and see what happens next I guess. I'll keep you posted! Stefanie
  13. Hi Everyone Would really appreciate some help with this matter. About a week ago I received a claim form from Northampton County Court originally dated 22 May 2015. The reason I only received it now is because I have recently moved and despite setting up a redirection service with Royal Mail, this letter was delivered to my previous address. The particulars of claim on the claim form are as follows: 1. The Defendant entered into a credit agreement by the original creditor as Capital One Bank (Europe) - credit card and having account number xxxx ("the
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