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About wychcroft

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  1. Sorry for the delay - the judge has stated that failure to provide a detailed particulars of claim with all supporting documents will result in the case being struck out. Can I lodge a claim for damages and costs after the 8th? This has been really damaging to my relationship with my ex wife who has stopped me seeing the kids. Thanks guys.
  2. Hi all There has been a significant development which I am just updating now as it is looming. On the 8th September the judge placed a court order on the claimant Hoist to provide the court with all the documents proving that the debt is owed as they had not provided me with anything despite my requests. This must be provided by the 8th October - what happens if they cant provide these? Thanks
  3. Hi all - just returned from a break to the Emerald Isle and have received a 'Notice of proposed allocation to the small claims track' dated the 23rd July - my defense is noted as submitted on MCOL on the 23/6 so maybe they are within the 28 days they needed to respond. However, I have had no contact from the claimant and there are no further updates on MCOL after my defense was acknowledged . Does this mean that the claimant is progressing this after the defense has been submitted and read or is it just standard procedure before the claim is stayed? Thanks as always!
  4. Thanks dx! It doesn't appear on my credit file anywhere but I would rather it was not hanging over me for another 6 years. Can I apply for it to be struck off and when should I do this?
  5. Hi all - I have now waited for the 28 days after lodging my defence and I have had no response from Hoist Portfolio Holdings or their solicitor. On MCOL the timeline shows that my defence was submitted and received successfully. Could someone advise on what my next action should be please?
  6. Thanks Andy - so just to wait for the 28 days now to see if they respond I guess. Thanks so much for your help and fingers crossed.
  7. just a quick one it is definitely section 78 and not 77/78 as its a personal loan?
  8. OK - Here goes with version 2 adapted from post 26, how is this? Particulars of claim 1.This claim is for the sum of 5912.34 in respect of monies owing under an agreement with the account no. xxxxxxxxx pursuant to The consumer credit Act 1974 (CCA). 2.The debt was legally assigned by Automobile Association Personal Finance Ltd to the Claimant and notice has been served. 3.The defendant has failed to make contractual payments under the terms of the Argeement (sic) 4A default notice has been served upon the Defendant pursuant to S.87(1) CCA. The Claimant cla
  9. Hi Andy - issue date was 22/5 + 33 days I make that tomorrow (23/6) at 4pm when I will be tied up at work - am I missing something?
  10. Please check this defence for me which I intend to submit in the next hour - thankyou 1. The claim as pleaded does not contain sufficient particulars to permit the Defendant to file a properly particularised and pleaded defence. The Defendant has made a request for disclosure, pursuant to Part 31 of the Civil Procedure Rules, to the Claimant to allow him to properly respond to the claim. The Claimant has failed to respond to the Part 31 request. 2. It is Not admitted that the Defendant signed an agreement with Hoist Portfolio Holdings 2 Limited . If, which is not admitted,
  11. Hi all I have to put my defence in this evening and have not gad any responses to my CCA request to Hoist or my CPR14 to the Solicitor - Howard Cohen. Can I have some much needed advise on what to put in my defence please on MCOL
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