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BigMe

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About BigMe

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  1. Update... Discovered that both Defendants DO need to file a DQ - when we received an Order from the Court and giving us only a few days to do so! Upshot was that we had the mediation a few days ago. Mrs Me was dead set against going to court and after reading of one or two Hoist successes at court recently we decided that making an offer was the way to go. We had never actually disputed that we had an outstanding overdraft - just that the amount had been significantly inflated by charges and interest, and the fact that the OD was pulled with no chance of ne
  2. Separate claim forms but with the same claim number Andy. The Notice now received is addressed solely to me but in the Defendant box it states Defendant Mr BigMe & 1 other
  3. Right - an update Got an acknowledgement of filing the defence from the court, and have heard nothing further until......I came home tonight and found a Notice of Proposed Allocation to the Small Claims Track and a Directions Questionnaire. Problem is that it is dated 5th August and says that I should return it to the court by 24th August - yesterday! Also, have only received one - my OH hasn't received one in her name - is that usual for co-defendants? Nothing received from claimants solicitor from the CPR request Obviously need to speak to the court in the morning bu
  4. Thanks DX - I never knew that and was panicking when I kept getting the 'Error' message The lady on the phone gave me this address to submit the defence - ccbcdefendants at hmcts etc with 'Defence' and 'Claim Number' in the subject field, so presumably this saves time-critical docs getting buried amongst general enquiries.
  5. MCOL not allowing me to submit defences 'for one or more technical reasons' Phoned MCOL and they have suggested I email defences across - hope that works OK. They have said I have until 6th July
  6. Would somebody please be able to check the defence above? I need to file this before this afternoon Thanks
  7. Thanks Andy The proposed defence:- Particulars of Claim 1.The claim is for the sum of XXXX.XX in respect of monies owing pursuant to an overdraft facility under account number XXXXXX XXXXXXXXXX. 2.The debt was legally assigned by Santander UK PLC to the claimant and notice has been served. 3.The Defendant has failed to repay overdrawn sums owing under the terms and conditions of the bank account. The Claimant claims: The sum of XXXX.XX Interest pursuant to s69 of the county courticon Act 1984 at a rate of 8.00 percent from the XX/XX/XXXX to the date hereof 15 da
  8. Thanks DX The account had an amount of charges and interest on charges, but was not 'mainly' due to charges. The agreed OD was around £2400 and we were working within that but the bank reduced it to zero with a week's notice. We paid off around £100 after we moved accounts, but with charges and interest Santander defaulted the account at around £2800. The claim including solicitors costs and filing fee is a shade over £3k. Will have to try and adapt one of your suggestions
  9. claims acknowledged in both names and CPR request sent off in respect of both parties. As expected, no reply. Need to get defence in tomorrow or Thursday latest. I have seen plenty of other cases where a holding defence has been submitted, so that is OK, but how much or how little detail relevant to the account needs to be provided? Defence will be filed for both me and Mrs Me I think we may have received a Notice of Assignment, so I can't really include the fact that I didn't receive one. The claimant in the LBA said that we must contact RW within X days o
  10. OK - read that thread and understand that we need to get the CPR request off and then defend based on what does or does not arrive. Couple of questions. As this is a joint account and both of us have received papers, do we each need to register with MCOL and acknowledge? Will we then each need to submit a defence or is a defence from one party sufficient? Thanks
  11. Name of the Claimant ? Hoist Portfolio Holding 2 Ltd Date of issue –3 June 2015 . Date of def = 4pm Friday 3th July What is the claim for – The claim is for the sum of £2XXX.XX in respect of monies owing pursuant to an overdraft facility under account number XXXXXX XXXXXXX The debt was legally assigned by Santander UK PLC to the claimant and notice has been served. The defendant has failed to repay overdrawn sums under the terms and conditions of the bank account. The claimant claims 1. The sum of £2XXX.XX 2. Interest pursuant to S69 of the county co
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