1 Date of the infringement 25/10/2019 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] unknown 3 Date received unknown 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?/ no 5 Is there any photographic evidence of the event? unknown 6 Have you appealed? [Y/N?] post up your appeal] no Have you had a response? [Y/N?] post it up no 7 Who is the parking company? UK Parking Control Ltd 8. Where exactly [carpark name and town] Tritton road Lincoln LN6 7an For either option, does it say which appeals body they operate under. no ....................... Hi Help required please received a letter from QDR Solicitors regarding an alleged parking offence from 2019 , this is a follow up from a letter from ZZPS. debt for £180 £100 for the alleged infringement but no explanation for the other £100 The letter claims to be a Formal letter of complaint , pursuant to pre action protocol for debt claims , attached is what looks like a reply form similar to the Court one asking about the debt if its mine on box a , i owe some of the debt on box B etc plus a financial form. I have never received a parking notice through the post in the first place , and the alleged offence happened over 2 years ago so no idea who was in the car that day. is this just another trying their luck or do i need to respond ? unable to upload a redacted letter as i do not have facilities to scan at the moment Locally this carpark has an horrendous reputation for issuing tickets filled the questionnaire in with the little details i have

Final update Have had the CCJ removed but no answer from Hoist in months so will be chasing re compensation. Barclays have offered to repay the payments taken from my bank account but are not offering any interest payments , am I right to expect the 8% Per annum simple Interest from the end date until now. They have also offered £150 in compensation but that is less than the Interest I would be due Advice required please

Good news looks like CCJ has been removed as its coming off my credit report according to Clearscore. Done further investigating into this and it seems it was done by either my ex wife or somebody she was with at the time , DSAR on Barclays but im having a hard time getting any info from them. DID a DSAR on all my bank accounts and found that she set it up to come out of my bill paying account which had 20 + direct debits at the time , I never twigged I must have presumed it was Car or House Insurance . She would have got away with it if i hadn't closed that bank Account down and just cancelled all DDs on there as I had moved abroad with work. Can i claim against DD Guarantee , have put a complaint in with my bank but they have been sending all the post relating to this to my old address even though they got it right on DSAR and the form i filled in online has my new address on it , I presume this is a breech of GDPR as well. Or can i claim the money back from Barclays ? they have had 18 months of payments at about £45 per month

After being ignored by Hoist via email and letter , i advised i have reported to Ombudsman via email three days later i have received a letter saying they have applied to the Court to set aside the CCj. I am chasing for compensation for ruining my credit file for 3 years due to the fact i cannot get a loan when i need one due to this. Also figured out who did this and how they got away with it , and it would have paid off for them if LLoyds hadn't swapped their branch with TSB

thanks for the assistance and help. Letters being prepared and will update when i get anything more back

As i rarely used credit other than already existing bank / credit cards then no Financial loss other than the damage to my credit file which is causing a major issue at the moment until the CCJ is removed , as I am actually needing to access Finance. Reading Barclays Letter they say final decision and go to Ombudsman so i will chuck a complaint into them and see what transpires. As for hoist should I write to them enclosing Barclays correspondence and ask them kindly to get a move on with their solicitors to get it removed ?

do i have a chance of claiming compensation from Hoist as they have admitted to Barclays that they failed to follow process three years ago and i have been stuck with a CCJ I should never have had and should have been removed back in 2018 ?

added response from Barclays , all Relevant scrubbed out upload.pdf

i thought it might be helpful to know what correspondence they sent and to where prior to them getting the CCJ on me

Oddly enough i have just had an email from Barclays Partner Finance saying they are looking into my compliant and have a reference number as will get a response inside 28 days , only taken 10 days to get a response. I suspect the CEO office might be swamped with complaints from Barclaycard holders Both SARS are now printed with copy of Barclays letter off to post via signed for delivery so i should know when they get them

Oh yes i still have the letter and sent a copy to Jes stavely CEO of Barclays , I have never banked with Barclays and assumed them to be competent and would have resolved the issue years ago especially as i had no further contact re the debt. Given recent coverage of Barclays in the Media i may have seriously underestimated their competence back in 2018

i am not sure Barclays would have known it was at the time it was sold , I did not find out about the debt myself until after the CCJ was obtained. I then contacted Barclays who requested lots of Information from their fraud team , gave them it all and then they came back as said yes fraudulent. Hoist have had the correct contact address since 2018 and this is the first communication from them since. I will send a SAR to Barclays and Hoist as well as a copy of the correspondence from Barclays to Hoist see if they will set aside

Thanks

Hi looking at the paperwork i have the solicitors are called Howard Cohen are they represent a company called Hoist Portfolio Holdings

Hi Just trying to get some advice as Im going round in circles with Barclays. In January 2018 I found out I had a CCJ against me , I never received any communication for two reasons firstly the alleged debt was taken out at some point in 2012 after I had moved out of a home and then all the mail was then sent to my mothers home which had been rented out , I only found out as when the tenant moved out and i saw the post left out in the kitchen after i went round to clean up. I established from the letters the original debt was Barclays Finance and contacted them and they opened a fraud case , I sent them all my details for the 2012 bank statements etc showing that i was not at the address the debt was taken out , In August 2018 i received a letter saying yes its Identity theft and they would take every action to repair and restore my credit file great i thought problem resolved and they would get the CCJ removed. step forward to this year and six weeks ago I get a letter from a solicitors regarding the CCJ demanding payment i write back enclosing a copy of the letter from Barclays re the fraud and their Investigation , Their reply is that they will contact Barclays. I have since tried to contact Barclays via Email to CEO to complain , no reply or response. Barclays Finance will not talk to me because i do not know the details regarding the account. I am unsure how to progress I appreciate people will ask why I did not check my credit file but I do not live in the UK primarily Im back here because of Covid and do not use Credit , same bank , credit cards , mobile number etc for years. I am unable to start Court proceedings for a Set Aside order as Finances are very tight due to Covid stopping tourism and therefore the vast majority of our Income. Am I being unreasonable to ask Barclays to resolve this mess If they had taken as much time and effort to identify me in the first place as they did when i tried to call then this would never have happened.

I will be able to after the weekend , im on four 16 hour days so its work sleep rotate until monday

The only paperwork provided doesnt indicate any details of contract , only the summary of bills ie oct 2010 x amount and underneath paid x amount by d/d and so forth until January 2014 when no more payments are received. The amounts are then in excess of £100 per month ive certainly never had a contract for that amount , and the amount being claimed is in excess by several hundered pounds more than showing on the statement summary , with no mention of how any of this is calculated. How should i repond i have seen a dispute letter would that be best sent asking for a complete breakdown of the debt and how it is formulated with evidence and evidence of the contract specifically asking for details of the monthly cost and genuine t and c,s relating to 2010 , as well as copies of defaults etc

It certainly looked like that , it had various options asking if i owed the debt part of the debt etc , i ticked the box asking for more information and received as above They have said in response letter i have 28 days to respond and make a negotiation before then , I am thinking of sendind a SAR to Lowell as they claim to be holders of the debt and see what they have , I have still no copy of contract , a breakdown of the debt copies of default letters from Orange etc

To be honest I was unsure as they have just got a backdoor CCJ against me for a debt I knew nothing about , I am dealing with the original creditor as it may be fraudulent as it was taken out several months after I left the address but that's another issue. Hence I replied to the other form , I believe it was sent back to the solicitors Cohen Cramer not to a court if that information helps. I will keep playing letter tennis over this one as I cant see its valid if EE/Orange have deleted all records and the only stuff they have sent is the incorrect T and Cs , and a page of monthly amounts.

Hi need advice on an ongoing issue Had pre legal form before Court and replied requesting more information on an alleged old Orange debt dating back several years. The contract was taken out in 2010 and according to them it defaulted in 2014. I have been disputing this for several years as the Orange shop made an error in the upgrade in 2013 and opened a new account , I still have a copy of the paperwork and it clearly states upgrade on it. I was working abroad whilst this was going on and the new contract was paid however the old was not paid after January by the look if it. I have sent a SAR request to EE the new owners of Orange and they have no records of the previous account as they have been removed but do have records which I have received of the one opened in error. Cohen Cramer have sent me a what could be a notice of assignment from Lowell but nothing from Orange. , A statement of account showing Invoice amount and bills receipt from 2010 to May 2014 , but no breakdown of these amounts and certainly not how they get a monthly figure 4 times the original contract amount outstanding for several months. The amount claimed By Lowell is a different amount from that showing on the balance by several hundred pounds and no explanation why. Finally the have sent a set of terms and conditions from EE/ Orange dated March 2014 , these are quite clearly not the terms when the contract would have been taken out in 2010 as this was pre EE ditching the Orange brand. I have no copy of the contract or the details of the monthly amount , incorrect terms , and conditions ,no copies of any default notices nor a notice of assignment from Orange nor a clear and accurate breakdown of the money alleging owing. How do I best proceed ? Can I put a counter claim in for the money I paid out in November , December and January as the contract should have been cancelled when they started a new one or the upgrade went through if they had not made an error. In the absence of no contract and evidence to the contrary would it be a monthly contract with an end term of 30 days as the initial two years would have been up in 2012 Any advice of the response I should send would be most helpful

Thanks for the help Looking at the info on hand im guessing the shop did a new contract and not an upgrade I will write to EE as you suggest and see what happens next

I have no idea it was a couple of years ago i went it to the store for an upgrade explained i was working abroad and my monthly bill was huge , they sorted everything out as far as i am aware it was an upgrade they never said if it was a new contract or not

Hi I need some help from you experts out there. A few months ago i received a letter from Lowell saying i had an outstanding debt in excess of £600 on a mobile contract. I sent them a letter asking for proof of debt after several months i have received a statement of account which runs from Oct 2010 to may 2014. The final balance on the account shows £400 not £600 with the last payment in Jan 2014. I do not believe i actually owe this money i changed my phone in the EE shop in late October 2013 as i was working abroad at the time and they got me a deal where i got inclusive minutes and it looks like they did not do the upgrade properly. I still have my contact with EE and it is upto date. What can i do to contest this ? All help gratefully received