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  1. 1 Date of the infringement 25/10/2019 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] unknown 3 Date received unknown 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?/ no 5 Is there any photographic evidence of the event? unknown 6 Have you appealed? [Y/N?] post up your appeal] no Have you had a response? [Y/N?] post it up no 7 Who is the parking company? UK Parking Control Ltd 8. Where exactly [carpark name and town] Tritton road Lincoln LN6 7an For either option, does it say which appeals body they operate under. no ....................... Hi Help required please received a letter from QDR Solicitors regarding an alleged parking offence from 2019 , this is a follow up from a letter from ZZPS. debt for £180 £100 for the alleged infringement but no explanation for the other £100 The letter claims to be a Formal letter of complaint , pursuant to pre action protocol for debt claims , attached is what looks like a reply form similar to the Court one asking about the debt if its mine on box a , i owe some of the debt on box B etc plus a financial form. I have never received a parking notice through the post in the first place , and the alleged offence happened over 2 years ago so no idea who was in the car that day. is this just another trying their luck or do i need to respond ? unable to upload a redacted letter as i do not have facilities to scan at the moment Locally this carpark has an horrendous reputation for issuing tickets filled the questionnaire in with the little details i have
  2. Final update Have had the CCJ removed but no answer from Hoist in months so will be chasing re compensation. Barclays have offered to repay the payments taken from my bank account but are not offering any interest payments , am I right to expect the 8% Per annum simple Interest from the end date until now. They have also offered £150 in compensation but that is less than the Interest I would be due Advice required please
  3. Good news looks like CCJ has been removed as its coming off my credit report according to Clearscore. Done further investigating into this and it seems it was done by either my ex wife or somebody she was with at the time , DSAR on Barclays but im having a hard time getting any info from them. DID a DSAR on all my bank accounts and found that she set it up to come out of my bill paying account which had 20 + direct debits at the time , I never twigged I must have presumed it was Car or House Insurance . She would have got away with it if i hadn't closed that bank Account down and just cancelled all DDs on there as I had moved abroad with work. Can i claim against DD Guarantee , have put a complaint in with my bank but they have been sending all the post relating to this to my old address even though they got it right on DSAR and the form i filled in online has my new address on it , I presume this is a breech of GDPR as well. Or can i claim the money back from Barclays ? they have had 18 months of payments at about £45 per month
  4. After being ignored by Hoist via email and letter , i advised i have reported to Ombudsman via email three days later i have received a letter saying they have applied to the Court to set aside the CCj. I am chasing for compensation for ruining my credit file for 3 years due to the fact i cannot get a loan when i need one due to this. Also figured out who did this and how they got away with it , and it would have paid off for them if LLoyds hadn't swapped their branch with TSB
  5. thanks for the assistance and help. Letters being prepared and will update when i get anything more back
  6. As i rarely used credit other than already existing bank / credit cards then no Financial loss other than the damage to my credit file which is causing a major issue at the moment until the CCJ is removed , as I am actually needing to access Finance. Reading Barclays Letter they say final decision and go to Ombudsman so i will chuck a complaint into them and see what transpires. As for hoist should I write to them enclosing Barclays correspondence and ask them kindly to get a move on with their solicitors to get it removed ?
  7. do i have a chance of claiming compensation from Hoist as they have admitted to Barclays that they failed to follow process three years ago and i have been stuck with a CCJ I should never have had and should have been removed back in 2018 ?
  8. added response from Barclays , all Relevant scrubbed out upload.pdf
  9. i thought it might be helpful to know what correspondence they sent and to where prior to them getting the CCJ on me
  10. Oddly enough i have just had an email from Barclays Partner Finance saying they are looking into my compliant and have a reference number as will get a response inside 28 days , only taken 10 days to get a response. I suspect the CEO office might be swamped with complaints from Barclaycard holders Both SARS are now printed with copy of Barclays letter off to post via signed for delivery so i should know when they get them
  11. Oh yes i still have the letter and sent a copy to Jes stavely CEO of Barclays , I have never banked with Barclays and assumed them to be competent and would have resolved the issue years ago especially as i had no further contact re the debt. Given recent coverage of Barclays in the Media i may have seriously underestimated their competence back in 2018
  12. i am not sure Barclays would have known it was at the time it was sold , I did not find out about the debt myself until after the CCJ was obtained. I then contacted Barclays who requested lots of Information from their fraud team , gave them it all and then they came back as said yes fraudulent. Hoist have had the correct contact address since 2018 and this is the first communication from them since. I will send a SAR to Barclays and Hoist as well as a copy of the correspondence from Barclays to Hoist see if they will set aside
  13. Hi looking at the paperwork i have the solicitors are called Howard Cohen are they represent a company called Hoist Portfolio Holdings
  14. Hi Just trying to get some advice as Im going round in circles with Barclays. In January 2018 I found out I had a CCJ against me , I never received any communication for two reasons firstly the alleged debt was taken out at some point in 2012 after I had moved out of a home and then all the mail was then sent to my mothers home which had been rented out , I only found out as when the tenant moved out and i saw the post left out in the kitchen after i went round to clean up. I established from the letters the original debt was Barclays Finance and contacted them and they opened a fraud case , I sent them all my details for the 2012 bank statements etc showing that i was not at the address the debt was taken out , In August 2018 i received a letter saying yes its Identity theft and they would take every action to repair and restore my credit file great i thought problem resolved and they would get the CCJ removed. step forward to this year and six weeks ago I get a letter from a solicitors regarding the CCJ demanding payment i write back enclosing a copy of the letter from Barclays re the fraud and their Investigation , Their reply is that they will contact Barclays. I have since tried to contact Barclays via Email to CEO to complain , no reply or response. Barclays Finance will not talk to me because i do not know the details regarding the account. I am unsure how to progress I appreciate people will ask why I did not check my credit file but I do not live in the UK primarily Im back here because of Covid and do not use Credit , same bank , credit cards , mobile number etc for years. I am unable to start Court proceedings for a Set Aside order as Finances are very tight due to Covid stopping tourism and therefore the vast majority of our Income. Am I being unreasonable to ask Barclays to resolve this mess If they had taken as much time and effort to identify me in the first place as they did when i tried to call then this would never have happened.
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