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odt251

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About odt251

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  1. To update: Still no response to the CCA request from DMS or Next. I got Restons template response as seen on other threads (I can scan this up if it helps) - a/c no., date opened etc, 'check your records as you've been sent everything', your defence has no prospect of succeeding etc. They say they are not aware of a CCA request and want me to provide evidence! Had to chuckle at that one! My intention is to ignore this letter. I checked MCOL and it says defence was received on 20/8, also got a letter saying they have 28 days to proceed or it will be stayed. Does that
  2. I sent the cca letter from here, to debt managers, was that right? I will change those, thank you
  3. I sent the CPR and CCA requests off, received restons standard template reply - 'you've already had the documents, we're not sending them again, etc' - and I received a reply from dms saying they have passed it on to next. I have not heard anything from next as yet. As the 33 days is up on Monday I have prepared my defence, assuming that the cca from next will not arrive in the next couple of days, which I will be submitting on sunday as I will have no access after then: 1 The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordi
  4. That's great, thank you so much for your help. I'll read some more threads. And I've already made some newbie mistakes and don't want to make any more, hence all the questions! Thanks again.
  5. So acknowledge tomorrow and I still get the full 33 days to submit my defence? Sorry to keep asking, I just don't want to make a mistake..
  6. That's great, thanks. So should I wait until the 6th August to acknowledge?
  7. Name of the Claimant ? Debt Managers Services Date of issue – . 19 July 2018 Date to acknowledge) = 6 August 2018 DAte to submit defence = 20 August 2018 Particulars of Claim 1. The claimant claims payment of the overdue balance due from the Defendant under a contract between the Defendant and Next Directory dated on or around Nov 29 2010 and assigned to the claimant on Jun 15 2017 PARTICULARS a/c no - xxxxx DATE ITEM VALUE 20/4/2018 Default Balance 1285 Post Refrl Cr NIL TOTAL
  8. I have received a county court claim form today, any advice on how I should word my defence?
  9. So if I leave it would their failure to provide the documents I requested make it unenforceable?
  10. Thank you for your advice, I certainly wish I had read that thread before I replied.. I feel uneasy about not replying to their letter, so was thinking of sending the following: I write further to your correspondence. As you have provided incorrect details, and failed to provide the documents requested I deny that I am indebted. Would you advise against this?
  11. I signed and dated the back. I didn't write anything in box g, blanked it because my name was showing through from the reverse. restons pap form2.pdf restons pap form.pdf
  12. I ticked box c for don't know if I owe the debt, and in box I, I asked for the documents I listed.
  13. It is from a next account which I stopped paying in 2015, defaulted in 2016 and has been sold to debt managers. It is on my credit file. restons response to pap form.pdf
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