Thank you for your thoughts.

Thanks for your input. I think I have to accept the redundancy, it's been made quite clear that I am going out one way or another. You can always get rid of someone if you are ruthless and put your mind to it.... Tribunals are no use, if you go to a tribunal you are making yourself very hard to employ afterwards, and at least if I go down this route the reference will be OK. I guess this means that I need to accept I will probably get contribution based JSA but not my mortgage insurance payout

This is what I'm worried about. Basically they are doing it the wrong way and want get me to sign a settlement to cover them, so i would be giving up any rights to take them to tribunal. The problem is that they intend to be rid of me one way or another, I think it's simply my face doesn't fit these days, and they know my only remedy would be a tribunal which is stressful, expensive and puts the kiss of death on another job really....so the letter will say redundancy but the settlement agreement is a small sum to buy my rights. I feel in a catch 22 situation....but my understanding is that if the letter is worded correctly I'll probably be ok, I'm really stressed about the whole situation. Thanks Antone, that's probably true that they don't really have the resource to look into the ins and outs of each case. I hope not anyway....

Just to clarify the letter says that my job role will no longer exist

My employer is getting rid of me but I am worried about what the termination letter needs to say for JSA. They are paying me a bit extra cash in order to do away with all the legal requirements they should be going through and asking me to sign a settlement agreement. The letter they propose giving me says 'Your employment will terminate on the Termination date by mutual agreement by reason of redundancy' It then says we will pay you XXX as compensation for the loss of your employment, providing you sign the settlement agreement (the agreement basically means I have to waive all my legal rights and in compensation i get a bit more than statutory. But what is important to me is that I can get contribution based JSA because then my mortgage insurance will kick in. Can anyone tell me if a letter like that is going to be ok with the JSA people or whether it will not be sufficient for them?