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johnny aardvark

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About johnny aardvark

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  1. Quick update Filed defence and the case was stayed awaiting Arrow Globals next move. last week received an alleged CCA from Global it was a photo copy of M&S existing terms and conditions. Arrow stated in their strangely worded letter they dont need an original or signatures etc so i should pay up )
  2. thanks dx done homework and read SAR thread now and will enclose Ctax bill
  3. a small possibility that M&S used a buy to let prop address that i once had but no bills and letters etc were ever delivered there so i guess their records are messed up. i presume the SARs request will confirm either way. i am re-sending today as they have sent postal order back and asked me to reissue the request with signature and address update !!
  4. hi i ended up a bit rushed on the day and sent the above as defence on MCOL J AA
  5. How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form. Do you dispute this claim because you have already paid it? No, for other reasons. Defence 1. The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. The claim is denied with regards to an amount due under an agreement. The Claimant/Solicitor has refused to disclo
  6. Thanks Defence filed ! Received letter from court saying the claimant has 28 days to contact the court etc if they wish to proceed. Still no reply to CCA request and with regard to SAR request M&S sent letter saying they have a different address on file although i have lived at same address for years and for me to sign letter. Funny though how Arrow Global and Restons know the address !! thanks
  7. sorry a little more.... the 16 digit a/c no. **************** Date item Value 27/10 default £3500 Post Refri Cr Nil Toatal £3500
  8. Hi Claimant is Arrow Global issue date 14 th Sept Particulars of Claim " The Claimant claims payment of overdue balance due from defendant under a contract between defendant and M&S Financial Services PLC dated on or about Oct 27 2003 and assigned to the claimant Feb 21 2013 " Default balance £3500 the 16 digit a/c no. **************** Date item Value 27/10 default £3500 Post Refri Cr Nil Toatal £3500 It was a store Store Card im sure i have been notified of assignment etc Nothing paid since 2009 ish pretty much just igno
  9. Hi All Received a County Court Summons 14th Sept 2015 from Arrow Global(claimant) on an M&S card debt assigned to them on Feb 2013. I acknowledged and have to file defence on the 17th October. I sent CCA request to Arrow Global 0n 18th Sept and they replied on 25th Sept saying that they do not accept they are the creditor as envisaged by the statute however they are willing to help and process docs from the creditor ...however nothing received as yet also they confirmed all collection activity will be suspended pending provision of docs. I presume this wont mean
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