angel4k
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none of my debts are showing ony credit report other than this one that shows up red and default
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the ccj is dated 10th of march but I honestly have no idea when my last payment was made other than 2007 and since that payment I've had no contact with them. The company is Lowell and the ccj is from county court business centre. I did used to pay them through a consolidation company who had all my letters of correspondence and one day just stopped taking money from my bank I've not got any details of any of my debts so have not been able to contact them but its been that long I don't remember who the original creditors were as they have all been passed from pillow to post.
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Hi, I have an outstanding debt which last contact with said company was 2007. I have since moved address (5 years ago) some of my mail got given to my mom to pass on to me and when I opens them they were letters dated Feb & march 2015 to find that said company has slapped me with a ccj and I had not replied to court letters to defend myself. I don't understand how this has happened as they have not contacted me since 2007 and I'm not even at the said address. I'm on the electoral register at my new home which I have been for 5 years. Is this right? Are they able to do this to me considering I've not had the opportunity to be able to offer any payment to them because they hadn't contacted me. I would appreciate any advice. Thank you in advance
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