Hi @andyorch Indeed it went away for 2 years from CWD. Now it would seem Moriarty LAW is picking up where CWD left off .

Hi All I thought I had forgotten all about my DUBAI debt after dancing with CWD for quite some time. Now it seems there is a new kid on the block Moriarty LAW who has picked up the relay from CWD and is chasing me of the same money under a "PAP" https://www.nationaldebtline.org/EW/factsheets/Pages/pre-action-protocol-for-debt/county-court-protocol.aspx Now I have no idea how they think they can pursue this claim in the UK and Im looking for advice. I cant live with this all my life and I think the only way to truly be rid of th

@ UncleBulgaria67 Without Prejudice (the above was for the lurkers from the dark side) I did ask the simple question and they stated the following:- “We have provided you with clear copy of the Credit Card agreement . The expression “clean copy” simply meant a copy that was legible. Now this clean copy let’s call it Copy 2 is a different document from the original (Copy 1) . I don’t even think it’s my signature on this Copy 2 document bit that’s another story. At the end of the day I did use the credit card allegedly They have supplied me all stat

Thanks CitizenB Ive sent you a mail to the Yahoo address

Morning Folks I had a credit card agreement sent to me by a chasing solicitor (for Middle East Debt) which shows my original application for a Credit Card. Signed etc It was received 6 months ago and looked like a dubious copy. I have asked for a better copy and I was sent what they termed a "cleaned" copy Can someone explain what this term is i.e cleaned ; though similar to the initial document its not the same document i.e it looks like its either an attempt to be a copy or this term "cleaned" copy means something else and that there is no forgery/fraud issue. If someo

Should do with any money that you have left, after paying any mortgage. Uncle - Understood. The internet can be truly wonderfull and terrrifying at the same time.

Many thanks Citizen BI signed up for alerts just to know whats going on.

Morning Uncle and Other Peeps I’ve been reading up on charging orders against the home and panicking a little. Do you know if it’s possible for me to contacting my exiting UK credit card companies and have the credit cards secured against my home? My thinking being –Equity is 50k (example)Split equity between wife and I. (assuming we sell house) I have 25k as my cash assets. My UK credit cards are secured against this and they are paid of and whatever left can go to the UAE bank. Let me add that we were going to sell this year anyway and so the house wi

No the debt would potentially be against myself.Wife has no participation.The bank did say the equitry or mortage can be transfered as long as thge wife can proove she can afford it.But she is a stay at home mum and I was merely trying to potect any equity that someon may come after (rightly or wronghly)

Hi Folks My wife and I have a joint mortgage.Barclays UK – repayment.She is a stay at home mum and very good at this :-)I pay the mortgage. Happily married. /p>I may have a situation where someone may try and secure the house for a debt; (secured creditor) Can I in any way prior to this– 1. The house is transferred to my wife so I have no claim to this. 2. So I have no legal claim to the house and so that I have no sellable assets. 3. To stop possible dodgy creditors taking my house. 4. I continue to pay the mortgage. Appreciate any advice? Thanks Jollyrodg

Lil21 Whats your next stage? They came back with the information to you very quickly- Yes. Whats your next step? Thanks Jolly Redger

Hi UncleMany thanks. Ive read many of your posts over these threads. I took the template from one of your posts :-)I guess so. I dont mind going I not an agreement on debt repaymnets but tahts way of. My I ask how I would check if my UK credit cards e.g MBNA are a secured creditor before people like CWD? I believe Mortgage is first. And then CWD would be next unless someone is in there beforehand e.g Credit Card Company 1 etc If worst came to worst I would rather have all UK debts paid/cleared albeit I would be bankrupt Uncle- Is it relevant to use the

Indeed I have that copied and drafted. Did Cazar every sort out a sort of CWD advise forum/blog?Thanks The Pirate

Hi - Citizen BI have a good look round and it would seem there are many people who are having such issues. thanks for the quick reply. ThanksJolly Rodger

Dear Members I left Dubai in 2014 and due to unfortunate circumstances I did leave Credit Card debt behind. (long sad story) I did not fancy jail as I do have two small kids under 7 and Im happily married. (until she reads this) Last Payments made between September - December 2014 Coyle White & Devine have written their standard letter and have given me 21 days to reply. (see later below wich has some specifics edited out) They want immediate payment for their client in UAE and have given me two options. 1 -Debt Recovery Proceedings to be issued before