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Everything posted by sixtysman

  1. Hi thanks for the reply. No, I wasn't there when they took the car, it was just gone when I got home! As soon as I realised they took it, I called to offer to pay the finance off in full, if they could return the car (plus any costs). But they told me it was too late.
  2. Bump - can anyone else help here? I've also realised that they should have had a court order to remove the vehicle as it was on private property. I've asked for it but it doesn't appear that they have one?
  3. Hi there. I've checked and less than a third was paid. Agreement was over 3 years I think, was about 12ish months in. this is why I want to get hold of a copy of the agreement if I can!
  4. Hi,thank you for the reply. I had to pay 5k as that was what was owed after auction. I sent a follow up email last night reminding them that they have an obligation to provide the information.
  5. I'm hoping for some advice. I had a car on finance from 2008 to 2010.i lost my job and was struggling with payments. The car was then repossessed in 2010, but from reading the forums I'm a bit concerned about the following: It looks like I should have received a default letter, but didn't get one? The car was taken from private land (a private parking space in the courtyard for the flat I own) It contained my personal possessions, which I never got back When I called 1 day after it was repossessed and offered to pay (I could borrow money from parents) they refused saying it was too late. I then paid around 5k back when the car was auctioned. This was all back in 2010 and I've written to them in the past a couple of times but never had a response. Ive also tried to email them this week asking for details of the default letter and how to ask for a subject access request, but yet to have any sort of response. Based on the above, is there anything I might be able to do here?
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