I'm hoping for some advice.
I had a car on finance from 2008 to 2010.i lost my job and was struggling with payments.
The car was then repossessed in 2010, but from reading the forums I'm a bit concerned about the following:
It looks like I should have received a default letter, but didn't get one?
The car was taken from private land (a private parking space in the courtyard for the flat I own)
It contained my personal possessions, which I never got back
When I called 1 day after it was repossessed and offered to pay (I could borrow money from parents) they refused saying it was too late. I then paid around 5k back when the car was auctioned.
This was all back in 2010 and I've written to them in the past a couple of times but never had a response. Ive also tried to email them this week asking for details of the default letter and how to ask for a subject access request, but yet to have any sort of response.
Based on the above, is there anything I might be able to do here?