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About Mrmotorfinger

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  1. Agree with posters about them being cheap so you're more likely to use them. The insurance isn't worth the paper it's printed on. One thing that always irks me about using myhermes is when you have to lave your parcel at the drop off point. My local one, just leaves all the parcels in a big bag at the back of the shop throughout the day. The problem is anyone could walk off with one of these parcels as the bag is in the shop.
  2. Thanks. Panic over, checked experian and I have a score of 868 out of 999, just 13 points off good. My initial post referred to Noddle and also information on the My Credit Report company which I had thought reference info on experian.
  3. Hi, I recently switched a bank account that I'd had for about 14 years because another bank was offering 100 quid to switch. Prior to this I had a 5/5 credit rating (although not sure what the score was). It had been like this for about 8 years. The month after I switched my credit rating went down to 4/5. I assumed this was normal and it will improve however, the next month it changed to 3/5 It has been a long time since I missed a payment, at least 10 years. I've had loads of mobile phone contracts over the years and also have three credit cards and another current accou
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