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About spudafett

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    Basic Account Holder
  1. Hello ayman, I have recently been trying to see if my loan was mis-sold. However, I was told as it was a broker lead, FirstPlus weren't to blame, and this was by the FOS. The FSCS won't look at it as it is a second charge on the house. Could you possibly reply with some quick details of your case against FirstPlus, and which solicitor you used please? Cheers,
  2. UPDATE... FOS says as it was a broker lead, FirstPlus didn't do anything wrong with the info they were given. Broker has ceased trading so it would be up to the FSCS to look in to the case. I tried, but as it happens, they don't deal with 2nd mortgages! So, I'm now stuck with a loan I believe was mis-sold and no one I can turn to for help. Great.
  3. However, reading the link to the FOS within my post it seems I shouldn't bother with them either?! So my situation is 1) Not enough free time or expertise to pursue this myself 2) Not enough money to let a solicitor pursue this 3) Not wanting to let a claims company pursue it, taking 25% of my money stings too much! and 4) Using the FOS who aren't really up to the job either. I am at a loss now...
  4. I've had no luck trying to find out information on this, without resorting to paying for advice, so am going to go through the FOS and see where that takes it.
  5. Hello all, I successfully claimed my PPI back from FirstPlus and am now looking in to the possibility that the entire loan was missold. I recently wrote to them outlining my issues, which were: • The mortgage was not suitable for me. • The adviser did not properly establish my attitude to risk. • I was not advised that there were other options, such as a DMP, that I could have pursued. •Your adviser did not give me examples of the cost of a Capital and Repayment mortgage compared to the lower costs of an Interest Only mortgage. •When remortgaging to consolidate my
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