I received the following yesterday. In response to my CRP 31.14 request.
Can anyone shed some light of what I should make of it? or indeed what to do next.
Further to your correspondence dated 20 feb 15,
the documents which you have requested at paragraphs 4 to 8 of the same are not referenced within the claimants particulars of claim
and, as such, cannot be requested pursuant to civil procedure rule 31.14. in the event that you proceed to make an application under CPR 31.14
for disclosure of these documents, we hereby put you on notice that we will oppose the same, placing this correspondence before the court,
and seek our costs of opposing this application from yourself directly.
Whilst we have requested copies of your current account application form, together with monthly bank statements,
banking terms and conditions and notice of assignment from the original creditor,
it may take a period of time to obtain copies of these documents.
Once we are in receipt of these documents however, these will be forwarded to you without delay.
Please not that once directions have been provided by the court to take this matter to trial,
a deadline will then be provided for both parties to disclose all documents on which they seek to rely on at trial.
As the documents which our client will seek to rely on are likely to include some, if not all, of the documents listed above,
you will therefore be in receipt all documents relied upon in advance of any subsequent trial.
In accordance with CRP 15.2, you must file a defence to proceedings, by the deadline specified by the court,
should you wish to defend this claim to trial. In the event that you fail to do so, our client could request a default judgement
be against you pursuant to CRP 15.3 and CRP 12.3.
Please note, in the event you fail to file a defence within the specified time period,
resulting in our client obtaining a default judgement against you which you later seek to have set aside,
we will draw the contents of this correspondence to the courts attention both in opposition of your application
to have the default judgement set aside and on the issue of costs.
We trust that the above clarifies our client’s position but should you require any further information, please do not hesitate to contact us.