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brightfuture

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  1. Hearing date set 6 March - hearing listed for 15 minutes. Still not heard a peep from HBOS on my SAR request. Should I prep supporting evidence to take to this hearing - Medical Reports from Doctor - SAR application. PPI Complaint etc? I appreciate all your help guys thank you
  2. Quick update just got back from local court office - I dont need to file N245 as i'm applying for it to be set aside. N245 basically is saying i owe the debt N244 Automatically includes a stay of execution on the warrant. I filed the N244 and now waiting court date. Thank you guys for all your time and assistance. I really appreciate it all. Thanks
  3. Hey Guys I just received notification from the courts 1st credit have applied for a Warrant of Control... Should I Send off my N244 to have this set aside and explain this to the Warrant of Control issuing court??? I'm still awaiting SAR info, I have not heard anything from HBOS since my application.. Any advice ??
  4. Thank you all for the fantastic immediate replies. SAR request on it way shall keep you all posted. Thanks again
  5. Hi CitizenB With regards to a prospect of winning. I am wanting to challenge the debt in its entirity with the hope of the judge looking favourably upon me and my circumstances. My records and memory are not fantastic simply due to the illness. The PPI application I made was via telephone to the Halifax from my Hospital bed in the first few months of my illness - I was still an employee at that point. From what I remember all details where taken and the claim was going to be assessed and reviewed internally as I was staff?? I don't remember hearing from them nor do I have
  6. Thanks Andy. I'm trying to learn as much as I can I have been browsing the forums for weeks now and there is so much to learn. Thanks again
  7. Hi again So here you go again another copy and paste of my brief story .. Enjoy ..Oh and my 3rd alleged debt.. Please help So my story.... I used to work for HBOS plc (Halifax) as an IT specialist. In July 2007 During my time at HBOS I became severely ill with encephalitis (similar to meningitis) which left me disabled and stuttered and completely inaudible amongst other symptoms. As a result In 2008 I was let go by HBOS after 8 months of SSP - due to my long term sickness. Debt 3 - Halifax Packaged Account Defaulted in 2007/2008 - one of those pay £15 a month for perk
  8. Hi everyone Thank you all for doing such a fantastic job you people are awesome!!! So heres debtnumber 2 and brief story for all those who wants some backgorund info So my story.... I used to work for HBOS plc (Halifax) as an IT specialist. In July 2007 During my time at HBOS I became severely ill with encephalitis (similar to meningitis) which left me disabled and stuttered and completely inaudible amongst other symptoms. As a result In 2008 I was let go by HBOS after 8 months of SSP - due to my long term sickness. Unsecured Loan 2 - From HBOS - £7000 (Home Improveme
  9. Hi All In July 2007 During my time at HBOS I became severely ill with encephalitis (similar to meningitis) which left me disabled and stuttered and completely inaudible amongst other symptoms. As a result In 2008 I was let go by HBOS after 8 months of SSP - due to my long term sickness. Unsecured loan 1 - From HBOS - £5000 (New Car) 2007 unsecured loan from HBOS - last payment must have been Late 2007 early 2008. I applied under my PPI insurance during the first few months of my illness and I believed that was that. as I dont remember much of the following 2 years as I fell
  10. Hi everyone Firstly, a big thank you to the forum admins and moderators and all those who are offering such valuable time and advice to all of us in our times of need and often despair. Sincerely thank you. So my story.... I used to work for HBOS plc (Halifax) as an IT specialist. In July 2007 During my time at HBOS I became severely ill with encephalitis (similar to meningitis) which left me disabled and stuttered and completely inaudible amongst other symptoms. As a result In 2008 I was let go by HBOS after 8 months of SSP - due to my long term sickness. So the debt sto
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