My apologies if this has been covered elsewhere,
I have looked but cannot find an answer.
A charging order was placed on my property 5 years ago by Welcome Finance,
I was not required to make any monthly payments.
I received a letter today saying that the entire debt has been sold to PRA Group and they are seeking to recover the debt.
I was under the impression that as a CCJ,
then a charging order had been granted,
that the debt was stagnant until I sold my property.
Could anyone offer any advice?
Many thanks in advance.