Name of the Claimant : - IDR Finance UK II Limited Date of issue:- 15 Jan 2015 What is the claim for – the reason they have issued the claim?: - The claimant claims the whole of the outstanding balance due and payable under an agreement referenced XXXXXXXXXXXXXX and opened effective from 18.08.2009. The agreement is regulated by the consumer credit act 1974, was signed by the defendant and from which credit was extended to the defendant, The defendant failed to make payment as required and by 28/1/2014 a default was recorded. As at 22.01.
Would be grateful for advice..... I ran up a c/c debt of around 9,700 from a card that I had originally on a 0% agreement (this was a balance transfer from another card). The plan was to transfer this again when the interest kicked in. Unfortunately when this time came I could not get another card to transfer the balance (this was on affordability as my credit rating was excellent at this time). I was making the minimum payments on this, however b/card kept increasing the interest until I could no longer afford this. I did contact b/card to advise of diff